/* styles.css: Paleta azul profesional estandarizada para seguros */
:root{
  /* Paleta Azul Principal Estandarizada */
  --primary-blue:#1e3a8a;        /* Azul corporativo principal */
  --primary-blue-light:#3b82f6;  /* Azul claro para acentos */
  --primary-blue-dark:#0f172a;   /* Azul oscuro para textos */
  --secondary-blue:#1e40af;      /* Azul medio para elementos secundarios */
  --accent-blue:#06b6d4;         /* Azul cyan para destacar */
  --accent-blue-light:#67e8f9;   /* Azul cyan claro */
  
  /* Compatibilidad con nombres anteriores */
  --navy:var(--primary-blue);
  --navy-light:var(--primary-blue-light);
  --navy-dark:var(--primary-blue-dark);
  --cyan:var(--accent-blue);
  --cyan-light:var(--accent-blue-light);
  
  /* Colores especiales */
  --whatsapp:#25D366;
  --white:#ffffff;
  
  /* Escala de grises con tinte azul */
  --gray-50:#f8fafc;
  --gray-100:#f1f5f9;
  --gray-200:#e2e8f0;
  --gray-400:#94a3b8;
  --gray-500:#64748b;
  --gray-600:#475569;
  --gray-700:#334155;
  --gray-900:#0f172a;
  
  /* Fondos con tinte azul */
  --bg:linear-gradient(135deg, #f8fafc 0%, #ffffff 100%);
  --card-bg:#ffffff;
  --text-primary:var(--primary-blue-dark);
  --text-secondary:var(--gray-600);
  --text-muted:var(--gray-500);
  --border-light:var(--gray-200);
  --shadow-sm:0 1px 3px 0 rgb(0 0 0 / 0.08), 0 1px 2px 0 rgb(0 0 0 / 0.04);
  --shadow-md:0 4px 12px -2px rgb(0 0 0 / 0.08), 0 2px 4px -2px rgb(0 0 0 / 0.04);
  --shadow-lg:0 10px 25px -5px rgb(0 0 0 / 0.1), 0 4px 10px -6px rgb(0 0 0 / 0.05);
  --shadow-xl:0 25px 50px -12px rgb(0 0 0 / 0.15);
  --shadow-glow:0 0 30px rgb(59 130 246 / 0.3);
  --radius:10px;
  --radius-lg:16px;
  --radius-xl:24px;
  --container-gap:16px;
  --max-width:1200px;
  /* Ajuste para layouts anchos modernos */
  --max-width-wide:1400px;
  /* Tipografía fluida para títulos */
  --h1-min:1.75rem;
  --h1-max:3.5rem;
  --h1-slope:4vw;
  /* Sombra más ligera para tarjetas (mejor rendimiento en móviles) */
  --shadow-card:0 6px 20px rgba(11,61,145,0.06);
  --font-sans: "Inter", "Montserrat", "Roboto", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  --transition:all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-bounce:all 0.3s cubic-bezier(0.68, -0.55, 0.265, 1.55);

  /* Variables de compatibilidad y consistencia */
  --primary-color: var(--primary-blue);
  --accent-color: var(--accent-blue);
  --text-color: var(--text-primary);
  --muted: var(--text-muted);
  --error-color: #dc3545;
  --success-color: var(--accent-blue);
  --warning-color: #ffc107;
  --info-color: var(--primary-blue-light);
  
  /* Responsive variables */
  --container-padding-mobile:1rem;
  --container-padding-tablet:1.5rem;
  --container-padding-desktop:2rem;
  --section-padding-mobile:3rem 0;
  --section-padding-tablet:4rem 0;
  --section-padding-desktop:6rem 0;
}

*, *::before, *::after{box-sizing:border-box}
html{font-size:16px;scroll-behavior:smooth}
html,body{height:100%}
body{
  margin:0;
  font-family:var(--font-sans);
  background:var(--bg);
  color:var(--text-primary);
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  line-height:1.6;
  font-size:1rem;
  font-weight:400;
  overflow-x:hidden;
}

/* Skip Link */
.skip-link{
  position:absolute;
  left:-9999px;
  z-index:999999;
  padding:8px 16px;
  background:var(--gray-900);
  color:var(--white);
  text-decoration:none;
  border-radius:var(--radius);
  font-weight:600;
  font-size:0.875rem;
  transition:var(--transition);
}
.skip-link:focus{
  left:1rem;
  top:1rem;
}

/* Helper - Responsive Container */
.container{
  width:100%;
  padding:0 var(--container-padding-mobile);
  margin:0 auto;
  max-width:var(--max-width);
}
.narrow{
  max-width:768px;
}

@media(min-width:480px){
  .container{
    padding:0 var(--container-padding-tablet);
  }
}
@media(min-width:768px){
  .container{
    padding:0 var(--container-padding-tablet);
    max-width: var(--max-width-wide);
  }
}
@media(min-width:1024px){
  .container{
    padding:0 var(--container-padding-desktop);
  }
}

/* Header */
.site-header{
  position:sticky;
  top:0;
  z-index:1200;
  background:rgba(255,255,255,0.95);
  border-bottom:1px solid var(--border-light);
  box-shadow:var(--shadow-md);
  transition:var(--transition);
}

.site-header:hover{
  background:rgba(255,255,255,0.95);
}
.header-inner{
  display:flex;
  align-items:center;
  gap:0.5rem;
  justify-content:space-between;
  padding:0.75rem var(--container-padding-mobile);
  min-height:4rem;
}

@media(min-width:480px){
  .header-inner{
    gap:1rem;
    padding:0.75rem var(--container-padding-tablet);
  }
}
.brand{
  display:flex;
  align-items:center;
  gap:0.75rem;
  text-decoration:none;
  color:var(--navy);
  transition:var(--transition);
}
.brand:hover{
  color:var(--navy-light);
}
.brand-logo{flex:0 0 auto}
.brand-text{
  font-weight:700;
  font-size:1rem;
  letter-spacing:-0.025em;
}

@media(min-width:480px){
  .brand-text{
    font-size:1.125rem;
  }
}
.main-nav{
  display:flex;
  align-items:center;
  gap:0.5rem;
  position:relative;
}
.nav-toggle{
  background:none;
  border:0;
  padding:0.5rem;
  border-radius:var(--radius);
  display:inline-flex;
  align-items:center;
  justify-content:center;
  cursor:pointer;
  transition:var(--transition);
  position:relative;
  z-index:10001;
}

/* Make toggle comfortably tappable on mobile */
@media (max-width: 900px) {
  .nav-toggle{
    width:44px;
    height:44px;
    padding:8px;
    display:inline-flex !important;
    align-items:center;
    justify-content:center;
    background: transparent;
  }
}

.nav-toggle:hover{
  background:var(--gray-100);
}

.nav-toggle:focus{
  outline:2px solid var(--navy);
  outline-offset:2px;
}

.nav-toggle[aria-expanded="true"]{
  background:var(--gray-100);
}

.nav-toggle svg{
  transition:var(--transition);
}

/* Hamburger icon (three lines) */
.hamburger-icon{
  display:inline-flex;
  flex-direction:column;
  justify-content:space-between;
  width:22px;
  height:16px;
  line-height:0;
}
.hamburger-icon .line{
  display:block;
  height:2px;
  width:100%;
  background:var(--navy);
  border-radius:2px;
  transition:transform 220ms ease, opacity 160ms ease, background 180ms ease;
  box-shadow: 0 1px 0 rgba(0,0,0,0.12);
}

/* Open state: morph into an X */
.nav-toggle[aria-expanded="true"] .line:nth-child(1){
  transform: translateY(7px) rotate(45deg);
}
.nav-toggle[aria-expanded="true"] .line:nth-child(2){
  opacity: 0;
  transform: scaleX(0.8);
}
.nav-toggle[aria-expanded="true"] .line:nth-child(3){
  transform: translateY(-7px) rotate(-45deg);
}

.nav-toggle[aria-expanded="true"] svg{
  transform:rotate(90deg);
}
.nav-list{
  list-style:none;
  margin:0;
  padding:0;
  display:none;
  gap:0.5rem;
  flex-direction:column;
  position:absolute;
  right:var(--container-padding-mobile);
  top:calc(100% + 0.5rem);
  background:var(--white);
  border:1px solid var(--border-light);
  border-radius:var(--radius-lg);
  box-shadow:0 8px 25px rgba(0,0,0,0.15);
  min-width:200px;
  z-index:10000;
  padding:0.75rem;
  opacity:0;
  transform:translateY(-10px);
  transition:all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  pointer-events:none;
}

.nav-list.open{
  display:flex;
  opacity:1;
  transform:translateY(0);
  pointer-events:auto;
}

.nav-list a{
  color:var(--text-secondary);
  text-decoration:none;
  font-weight:600;
  padding:0.75rem 1rem;
  border-radius:var(--radius);
  transition:var(--transition);
  display:block;
  width:100%;
  text-align:left;
}

.nav-list a:hover{
  color:var(--navy);
  background:var(--gray-100);
}

.nav-list a:focus{
  outline:2px solid var(--navy);
  outline-offset:2px;
}

/* Standardize top-level nav items and submenu toggles for a consistent header */
.nav-list > li{list-style:none}
.nav-list > li > a,
.nav-list > li > .submenu-toggle{
  display:inline-flex;
  align-items:center;
  gap:0.6rem;
  padding:0.5rem 0.75rem;
  border-radius:8px;
  color:var(--text-secondary);
  font-weight:700;
  text-decoration:none;
  transition:var(--transition);
}
.nav-list > li > a .nav-icon,
.nav-list > li > .submenu-toggle .nav-icon{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:20px;
  height:20px;
}
.nav-list > li > a:hover,
.nav-list > li > .submenu-toggle:hover{
  color:var(--navy);
  background:linear-gradient(90deg, rgba(30,58,138,0.04), transparent);
}

/* Caret / submenu indicator consistent styling */
.submenu-caret{font-size:0.85rem;color:var(--gray-500);transition:transform 0.2s ease, color 0.15s ease}
.submenu-toggle[aria-expanded="true"] .submenu-caret{transform:rotate(180deg);color:var(--navy)}

/* Ensure submenu appearance matches the top-level visual language on desktop */
@media(min-width:901px){
  .has-submenu .submenu{
    padding:0.5rem;
    min-width:240px;
  }
  .has-submenu .submenu li a{
    padding:0.5rem 0.75rem;
    border-radius:6px;
    color:var(--text-secondary);
    font-weight:600;
  }
  .has-submenu .submenu li a:hover{background:rgba(59,130,246,0.03);color:var(--navy)}
}

/* Mobile: tighten spacing and ensure toggles are full-bleed buttons inside the panel */
@media(max-width:900px){
  .nav-list a,
  .nav-list .submenu-toggle{
    padding:1rem 1rem;
    font-size:1rem;
    width:100%;
    text-align:left;
  }
  .nav-list .submenu li a{padding-left:2rem}
}

/* Submenu styles */
.has-submenu{position:relative}
.submenu-toggle{
  background:none;
  border:0;
  width:100%;
  text-align:left;
  padding:0.75rem 1rem;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:0.5rem;
  color:var(--text-secondary);
  font-weight:700;
  border-radius:var(--radius);
  cursor:pointer;
}
.submenu-toggle:hover{color:var(--navy);background:var(--gray-100)}
.submenu{list-style:none;margin:0;padding:0.25rem 0;display:flex;flex-direction:column;gap:0}
.submenu li a{padding:0.5rem 1.25rem;font-weight:600;color:var(--text-secondary);display:block}
.submenu li a:hover{background:var(--gray-100);color:var(--navy)}
.submenu[hidden]{display:none}

/* Desktop: show submenu as dropdown on hover */
@media(min-width:768px){
  .has-submenu{position:relative}
  .has-submenu .submenu{
    position:absolute;
    top:100%; /* directly below the toggle to avoid gap that loses hover */
    right:0;
    background:var(--white);
    border:1px solid var(--border-light);
    border-radius:var(--radius);
    box-shadow:0 10px 30px rgba(0,0,0,0.08);
    min-width:220px;
    padding:0.5rem;
    display:none;
    flex-direction:column;
    transform-origin:top right;
  }
  /* Keep submenu visible when hovering the parent, when focus is inside, when hovering the submenu
     or when the submenu-toggle has aria-expanded="true" (keyboard/JS opened) */
  .has-submenu:hover .submenu,
  .has-submenu:focus-within .submenu,
  .has-submenu .submenu:hover,
  .submenu-toggle[aria-expanded="true"] + .submenu {
    display:flex;
  }

  .nav-list{gap:1rem;align-items:center}
  .submenu-toggle{display:flex;align-items:center;gap:0.5rem;padding:0.5rem 1rem;background:transparent;border-radius:6px}
  .submenu-caret{margin-left:0.5rem;transition:transform 0.2s ease;font-size:0.8rem;color:var(--gray-500)}
  .has-submenu:hover .submenu-toggle .submenu-caret{transform:rotate(180deg);color:var(--navy)}
}

.nav-link.active{color:var(--navy);background:linear-gradient(90deg, rgba(30,58,138,0.06), transparent);border-radius:8px}

@media(max-width:360px){
  .nav-list{
    right:0.5rem;
    left:0.5rem;
    min-width:auto;
  }
}

/* Asegurar que el menú móvil esté siempre nítido */
@media(max-width:900px){
  .nav-list{
    -webkit-font-smoothing:antialiased;
    -moz-osx-font-smoothing:grayscale;
    text-rendering:optimizeLegibility;
  }
  
  /* Prevenir cualquier efecto de blur en móvil */
  .nav-list *{
    -webkit-backface-visibility:hidden;
    backface-visibility:hidden;
    -webkit-transform:translate3d(0,0,0);
    transform:translate3d(0,0,0);
  }
}

/* Mobile menu overlay */
.nav-overlay{
  position:fixed;
  top:0;
  left:0;
  right:0;
  bottom:0;
  background:rgba(0,0,0,0.05);
  /* place overlay below the header (header z-index:1200) so the
     mobile nav inside the header remains interactive */
  z-index:1100;
  opacity:0;
  visibility:hidden;
  pointer-events:none; /* avoid intercepting clicks when hidden */
  transition:all 0.2s ease;
}

.nav-overlay.active{
  opacity:1;
  visibility:visible;
  pointer-events:auto; /* enable when active */
}

/* Mobile: panel-style nav for easier tapping; hidden by default and shown when .open */
@media (max-width: 900px) {
  .nav-list{
    position:fixed;
    top:0;
    left:0;
    right:0;
    bottom:0;
    width:100%;
    min-width:unset;
    padding:1.5rem 1rem;
    background:var(--white);
    border-radius:0;
    border:0;
    box-shadow:none;
    display:flex;
    flex-direction:column;
    align-items:flex-start;
    gap:0.25rem;
    overflow-y:auto;
    -webkit-overflow-scrolling:touch;
    z-index:1202; /* sit above overlay and header when open */
    /* Hidden state by default */
    opacity:0;
    transform:translateY(-6px);
    visibility:hidden;
    pointer-events:none;
    transition:opacity 220ms ease, transform 220ms ease, visibility 220ms;
  }

  /* Shown when JS toggles the .open class */
  .nav-list.open{
    opacity:1;
    transform:none;
    visibility:visible;
    pointer-events:auto;
  }

  .nav-list a,
  .nav-list .submenu-toggle{
    padding:1rem 1rem;
    font-size:1rem;
    width:100%;
    text-align:left;
  }

  /* Make submenus flow inside the panel on mobile instead of absolute dropdowns */
  .nav-list .submenu{
    position:static;
    border:none;
    box-shadow:none;
    padding-left:0;
    display:flex;
    flex-direction:column;
    gap:0;
  }

  .nav-list .submenu li a{
    padding-left:2rem;
  }

  /* Slightly darker overlay when menu open on mobile for clarity */
  .nav-overlay.active{
    opacity:0.6;
    visibility:visible;
    pointer-events:auto;
  }
}

/* CTA desktop */
.cta-desktop{
  display:none;
  background:linear-gradient(135deg, var(--navy), var(--navy-light));
  color:var(--white);
  padding:0.75rem 1.25rem;
  border-radius:var(--radius-lg);
  text-decoration:none;
  font-weight:700;
  align-items:center;
  gap:0.5rem;
  transition:var(--transition);
  box-shadow:var(--shadow-md);
}
.cta-desktop:hover{
  transform:translateY(-1px);
  box-shadow:var(--shadow-lg);
}
.cta-desktop svg{opacity:0.9}

/* Hero */
.hero{
  padding:2rem 0 3rem;
  position:relative;
  overflow:hidden;
  background: radial-gradient(1000px 400px at 70% 30%, rgba(59,130,246,0.03), transparent), linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
}

.hero-grid{
  display:grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  align-items: center;
}

@media(min-width:480px){
  .hero{
    padding:3rem 0 4rem;
  }
}
.hero-inner{
  display:flex;
  align-items:center;
  gap:2rem;
  flex-direction:column;
}
.hero-content{
  max-width:640px;
  text-align:center;
}
.hero-visual{justify-self:center}
/* Trust indicators as a vertical list of small cards
   Icon on the left, text on the right. This provides a clear
   list-like appearance (used in hero and other trust areas). */
.hero .trust-indicators{
  display:flex;
  flex-direction:column;
  gap:0.75rem;
  align-items:flex-start;
  margin-top:1.25rem;
  width:100%;
  max-width:420px; /* keep a readable measure */
}

.hero .trust-item{
  display:flex;
  align-items:center;
  gap:0.75rem;
  background:var(--white);
  padding:0.75rem 1rem;
  border-radius:12px;
  box-shadow:0 6px 18px rgba(11,61,145,0.06);
  color:var(--navy);
  font-weight:700;
  width:100%;
  border-left:4px solid transparent;
  transition:transform 0.18s ease, box-shadow 0.18s ease;
}

.hero .trust-item:hover{
  transform:translateY(-3px);
  box-shadow:0 12px 30px rgba(11,61,145,0.10);
}

/* Support existing markup where icon is a plain <i> and text is a <span> */
.hero .trust-item i,
.hero .trust-item .trust-icon{
  width:44px;
  height:44px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border-radius:10px;
  background:linear-gradient(135deg,var(--accent-blue),var(--accent-blue-light));
  color:#fff;
  flex:0 0 auto;
  box-shadow:0 6px 18px rgba(6,182,212,0.12);
  font-size:1.15rem;
}

.hero .trust-item span,
.hero .trust-item .trust-text{
  display:block;
  line-height:1.1;
}

.hero .trust-item span{
  font-weight:700;
  color:var(--navy-dark);
}

/* Slightly smaller on very narrow screens */
@media(max-width:479px){
  .hero .trust-indicators{max-width:100%;}
  .hero .trust-item{padding:0.6rem 0.75rem;border-radius:10px}
  .hero .trust-item i{width:40px;height:40px}
}

/* Global utility: listify any .trust-indicators container
   Use by adding the class `listify` to prefer vertical list layout */
.trust-indicators.listify{
  display:flex;
  flex-direction:column;
  gap:0.75rem;
  align-items:flex-start;
}

.trust-indicators.listify .trust-item{
  width:100%;
}

/* Responsive: stack items on narrow screens */
@media(max-width:479px){
  .hero .trust-indicators{
    flex-direction:column;
    align-items:flex-start;
    gap:0.6rem;
  }
  .hero .trust-item{min-width:unset;width:100%;padding:0.8rem 1rem;border-radius:12px}
  .hero .trust-item .trust-icon{width:42px;height:42px;border-radius:12px}
}
h1{
  /* Fluid responsive heading using clamp for smoother scaling */
  font-size: clamp(var(--h1-min), calc(1rem + var(--h1-slope)), var(--h1-max));
  line-height:1.12;
  margin:0 0 1rem;
  font-weight:800;
  color:var(--navy);
  letter-spacing:-0.025em;
  text-wrap:balance;
}
.hero-sub{
  color:var(--text-secondary);
  margin:0 0 1.5rem;
  font-size:1rem;
  line-height:1.6;
}

@media(min-width:1024px){
  .hero-content{max-width:720px}
  .hero-sub{font-size:1.125rem}
}

@media(min-width:480px){
  .hero-sub{
    font-size:1.125rem;
    margin:0 0 2rem;
  }
}
.hero-cta{
  display:flex;
  flex-direction:column;
  gap:0.75rem;
  width:100%;
  align-items:center;
}

@media(min-width:480px){
  .hero-cta{
    gap:1rem;
  }
}
.btn{
  display:inline-flex;
  align-items:center;
  gap:0.75rem;
  justify-content:center;
  text-decoration:none;
  border-radius:var(--radius-lg);
  padding:1rem 1.5rem;
  font-weight:700;
  cursor:pointer;
  transition:var(--transition-bounce);
  font-size:1rem;
  border:2px solid transparent;
  position:relative;
  overflow:hidden;
  transform:translateY(0);
  min-height:48px;
  width:100%;
  max-width:320px;
}

@media(min-width:480px){
  .btn{
    width:auto;
    min-width:180px;
  }
}

.btn:before{
  content:'';
  position:absolute;
  top:0;
  left:-100%;
  width:100%;
  height:100%;
  background:linear-gradient(90deg,transparent,rgba(255,255,255,0.2),transparent);
  transition:left 0.5s ease;
}

.btn:hover:before{
  left:100%;
}
.btn svg{flex:0 0 auto}
.btn-primary{
  background:linear-gradient(135deg, var(--primary-blue), var(--primary-blue-light));
  color:var(--white);
  box-shadow:0 4px 12px -2px rgba(30, 58, 138, 0.2);
}
.btn-primary:hover{
  transform:translateY(-3px) scale(1.02);
  box-shadow:0 0 30px rgba(30, 58, 138, 0.4), 0 25px 50px -12px rgba(30, 58, 138, 0.25);
  background:linear-gradient(135deg, var(--secondary-blue), var(--accent-blue));
}
.btn-primary:active{
  transform:translateY(-1px) scale(1.01);
  transition:all 0.1s ease;
}
.btn-ghost{
  background:transparent;
  color:var(--navy);
  border-color:var(--navy);
}
.btn-ghost:hover{
  background:var(--navy);
  color:var(--white);
}
.btn-whatsapp{
  background:linear-gradient(135deg, var(--whatsapp), #22c55e);
  color:#fff;
  box-shadow:var(--shadow-md);
  position:relative;
}
.btn-whatsapp:before{
  content:'';
  position:absolute;
  inset:0;
  border-radius:inherit;
  background:inherit;
  opacity:0;
  animation:pulse-ring 2s ease-out infinite;
}
.btn-whatsapp:hover{
  transform:translateY(-3px) scale(1.02);
  box-shadow:0 15px 30px rgba(37,211,102,0.4), var(--shadow-xl);
}
@keyframes pulse-ring{
  0%{transform:scale(1);opacity:0.8;}
  50%{transform:scale(1.1);opacity:0.4;}
  100%{transform:scale(1.2);opacity:0;}
}
.btn-large{
  padding:1.25rem 2rem;
  font-size:1.125rem;
  min-height:56px;
}

/* Hero Visual */
.hero-visual{
  width:100%;
  max-width:520px;
  margin-top:1rem;
}
.hero-image{
  width:100%;
  height:auto;
  border-radius:var(--radius-xl);
  box-shadow:var(--shadow-card);
}

/* Hero badge (pill) above the main hero title */
.hero-badge{
  display:inline-flex;
  align-items:center;
  gap:0.6rem;
  background:linear-gradient(135deg, var(--primary-blue), var(--primary-blue-light));
  color:#fff;
  padding:0.5rem 1rem;
  border-radius:999px;
  font-weight:700;
  font-size:0.9rem;
  box-shadow:0 6px 18px rgba(30,58,138,0.08);
  margin-bottom:0.75rem;
}

/* Card-like container for the hero visual on the right */
.hero-visual-card{
  background: linear-gradient(180deg, rgba(99,179,237,0.03), rgba(255,255,255,0.6));
  border-radius:var(--radius-xl);
  padding:1rem;
  display:inline-block;
  box-shadow:var(--shadow-card);
  border:1px solid rgba(15,23,42,0.03);
}

/* =================================================================
   SISTEMA DE DISEÑO ESTANDARIZADO - SECCIONES
   ================================================================= */

/* Estructura base de secciones */
.section {
  padding: var(--section-padding-mobile);
  position: relative;
}

/* Encabezado estandarizado para todas las secciones */
.section-header {
  text-align: center;
  margin-bottom: 4rem;
  position: relative;
}

.section-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: linear-gradient(135deg, var(--primary-blue), var(--secondary-blue));
  color: white;
  padding: 0.5rem 1.5rem;
  border-radius: 50px;
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 1.5rem;
  box-shadow: 0 4px 15px rgba(30, 58, 138, 0.3);
  transition: all 0.3s ease;
}

.section-badge:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(102, 126, 234, 0.4);
}

.section-badge i {
  font-size: 1rem;
}

/* Títulos principales estandarizados */
.section h2 {
  font-size: 2rem;
  font-weight: 800;
  color: var(--navy);
  margin: 0 0 1.5rem;
  text-align: center;
  letter-spacing: -0.025em;
  line-height: 1.2;
  position: relative;
}

/* Descripción estandarizada */
.section-description {
  font-size: 1.2rem;
  color: #666;
  max-width: 700px;
  margin: 0 auto;
  line-height: 1.6;
  text-align: center;
}

/* Responsive para encabezados */
@media (min-width: 768px) {
  .section {
    padding: var(--section-padding-tablet);
  }
  
  .section h2 {
    font-size: 2.25rem;
    margin: 0 0 1.75rem;
  }
  
  .section-description {
    font-size: 1.25rem;
  }
}

@media (min-width: 1024px) {
  .section {
    padding: var(--section-padding-desktop);
  }
  
  .section h2 {
    font-size: 2.5rem;
    margin: 0 0 2rem;
  }
  
  .section-description {
    font-size: 1.3rem;
  }
}

/* Compatibilidad con elementos legacy */
.section .lead {
  color: var(--text-secondary);
  margin:0 0 2rem;
  font-size:1rem;
  line-height:1.6;
  text-align:center;
  max-width:600px;
  margin-left:auto;
  margin-right:auto;
}

@media(min-width:480px){
  .section .lead{
    font-size:1.125rem;
    line-height:1.7;
    margin:0 0 3rem;
  }
}

/* Cards grid */
.cards-grid{display:grid;grid-template-columns:1fr;gap:14px;margin-top:14px}
.card{background:var(--card-bg);padding:16px;border-radius:12px;box-shadow:0 4px 18px rgba(11,61,145,0.04)}
.card h3{margin:0 0 6px;color:var(--navy)}
.card .muted{color:var(--muted);margin-bottom:10px}
.card-icon{margin-bottom:8px}
.features{list-style:none;padding:0;margin:0 0 12px}
.features li{padding:6px 0;border-top:1px dashed rgba(11,61,145,0.04);font-size:0.95rem}
.card-cta{display:inline-block;text-decoration:none;color:var(--navy);font-weight:700;padding:8px 10px;border-radius:8px;border:1px solid rgba(11,61,145,0.08)}

/* Contact center */
.contact-center{text-align:center;margin-top:12px}

/* Floating WhatsApp FAB */
.whatsapp-fab{
  position:fixed;
  right:1.5rem;
  bottom:1.5rem;
  z-index:1400;
  display:inline-flex;
  align-items:center;
  gap:0.5rem;
  background:linear-gradient(135deg, var(--whatsapp), #22c55e);
  color:#fff;
  padding:1rem 1.25rem;
  border-radius:2rem;
  text-decoration:none;
  box-shadow:0 10px 30px rgba(37,211,102,0.3);
  transition:var(--transition-bounce);
  font-weight:700;
  font-size:0.875rem;
  animation:fabFloat 3s ease-in-out infinite;
  min-height:48px;
}

.whatsapp-fab i.fa-whatsapp{
  font-size: 20px;
  width: 20px;
  height: 20px;
  display: inline-block;
  line-height: 1;
  color: #fff;
}

@media(max-width:480px){
  .whatsapp-fab{
    right:1rem;
    bottom:1rem;
    padding:0.875rem 1rem;
    font-size:0.8rem;
  }
}

/* When footer is visible on small screens, shift the FAB up to avoid overlap
   and provide a utility class to hide it when necessary. */
@media(max-width:767px){
  .whatsapp-fab {
    right:0.75rem;
    /* default bottom keeps it visible but above most footers */
    bottom:1.25rem;
    transition: transform 200ms ease, opacity 200ms ease;
  }

  /* When the footer is visible, move the FAB upward so it doesn't overlay links */
  .whatsapp-fab.fab-shift-up {
    transform: translateY(calc(-1 * var(--fab-space-mobile)));
  }

  /* Optionally hide the FAB entirely (used by JS when needed) */
  .whatsapp-fab.fab-hidden {
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(0);
  }
}

/* Tablet: adjust FAB positioning for balanced layout */
@media(min-width:768px) and (max-width:1023px){
  .whatsapp-fab{ 
    bottom:1.25rem; 
    right:1.25rem;
    transition: transform 200ms ease, opacity 200ms ease;
  }
  .whatsapp-fab.fab-shift-up{ 
    transform: translateY(-100px);
  }
}

/* Desktop: when footer overlaps, move FAB further up to avoid covering footer links */
@media(min-width:1024px){
  .whatsapp-fab{ 
    bottom:1.5rem; 
    right:1.5rem;
    transition: transform 200ms ease, opacity 200ms ease;
  }
  .whatsapp-fab.fab-shift-up{ 
    transform: translateY(calc(-1 * var(--fab-space))) !important;
  }
}

/* Ultra-wide screens: increase FAB right margin */
@media(min-width:1400px){
  .whatsapp-fab{ 
    bottom:2rem; 
    right:2rem;
  }
  .whatsapp-fab.fab-shift-up{ 
    transform: translateY(-140px) !important;
  }
}

@media(max-width:360px){
  .whatsapp-fab{
    padding:0.75rem;
    gap:0;
    bottom:1rem;
    right:0.75rem;
  }
  .fab-text{
    display:none;
  }
  .whatsapp-fab.fab-shift-up{
    transform: translateY(-90px);
  }
}

/* Very small screens: compact FAB */
@media(max-width:320px){
  .whatsapp-fab{
    padding:0.6rem;
    bottom:0.75rem;
    right:0.6rem;
    font-size:0.75rem;
  }
  .whatsapp-fab.fab-shift-up{
    transform: translateY(-80px);
  }
}
.whatsapp-fab:hover{
  transform:translateY(-6px) scale(1.05);
  box-shadow:0 25px 50px rgba(37,211,102,0.5);
  animation-play-state:paused;
}

/* Landscape mobile: reduce FAB shift to accommodate shorter viewport */
@media(max-width:767px) and (orientation:landscape){
  .whatsapp-fab{
    bottom:1rem;
    right:1rem;
  }
  .whatsapp-fab.fab-shift-up{
    transform: translateY(-70px);
  }
}
@keyframes fabFloat{
  0%,100%{transform:translateY(0);}
  50%{transform:translateY(-3px);}
}
.fab-text{
  font-weight:700;
}

/* Footer: estandarizado y optimizado (contraste, accesibilidad y responsivo) */
:root{--fab-space:96px; --fab-space-mobile:110px}
.site-footer{
  background: linear-gradient(180deg, var(--navy-dark) 0%, rgba(15,23,42,0.95) 60%);
  color: #fff;
  padding: 1.5rem 0;
  margin-top: 3.5rem;
  border-top: 1px solid rgba(255,255,255,0.04);
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.02);
}

/* Grid-based footer for predictable alignment and responsive stacking */
.site-footer .footer-inner {
  max-width: var(--max-width-wide);
  margin: 0 auto;
  padding: 0 var(--container-padding-mobile);
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 1rem 2rem;
  align-items: center;
  width: 100%;
  min-height: 80px;
}

/* Responsive container padding */
@media(min-width:480px){
  .site-footer .footer-inner{ padding: 0 var(--container-padding-tablet); }
}

@media(min-width:1024px){
  .site-footer .footer-inner{ padding: 0 var(--container-padding-desktop); }
}

/* Tablet: balanced layout with responsive grid */
@media(min-width:768px) and (max-width:1023px){
  .site-footer .footer-inner{
    grid-template-columns: 1fr 1fr;
    gap: 1.25rem 1.5rem;
    padding: 0 var(--container-padding-tablet);
    text-align: center;
  }
  .footer-left{ grid-column: 1 / -1; justify-content: center; }
  .footer-center{ grid-column: 1 / 2; justify-content: center; }
  .footer-right{ grid-column: 2 / 3; justify-content: center; }
  .footer-links{ justify-content: center; gap: 0.75rem; }
}

/* Desktop: account for floating FAB on the right by reserving horizontal space */
@media(min-width:1024px){
  .site-footer .footer-inner{
    padding-right: calc(var(--fab-space) + 1rem);
    grid-template-columns: auto 1fr auto;
    gap: 1rem 2rem;
  }
  .footer-left{ justify-content: flex-start; }
  .footer-center{ justify-content: center; }
  .footer-right{ justify-content: flex-end; }
}

/* Ultra-wide screens: increase container max-width and spacing */
@media(min-width:1400px){
  .site-footer .footer-inner{
    max-width: var(--max-width-wide);
    gap: 1.5rem 3rem;
    padding-left: var(--container-padding-desktop);
    padding-right: calc(var(--fab-space) + var(--container-padding-desktop));
  }
}

/* Mobile: stack vertically for clarity */
@media(max-width:767px){
  .site-footer .footer-inner{ grid-template-columns: 1fr; text-align:center; padding:0 1rem }
}

/* Left block (brand + copyright + powered-by) */
.footer-left{display:flex;align-items:center;gap:0.75rem}
.footer-brand{display:flex;align-items:center;gap:0.5rem;flex-wrap:wrap}
.footer-brand small{color:rgba(255,255,255,0.95);font-weight:600;line-height:1.3}
.footer-brand .powered-by{color:rgba(255,255,255,0.68);font-weight:400;margin-left:0.25rem;font-size:0.9rem}
.footer-brand .powered-by a{color:rgba(255,255,255,0.88);text-decoration:none;transition:color 150ms ease;min-height:44px;display:inline-flex;align-items:center;padding:0.2rem 0.3rem;border-radius:4px}
.footer-brand .powered-by a:hover,.footer-brand .powered-by a:focus{color:var(--accent-blue-light);text-decoration:underline;background:rgba(255,255,255,0.04)}

/* Responsive footer brand behavior */
@media(min-width:768px) and (max-width:1023px){
  .footer-brand{justify-content:center;flex-direction:column;gap:0.4rem;text-align:center}
  .footer-brand small{font-size:0.9rem}
  .footer-brand .powered-by{margin-left:0;margin-top:0.2rem;font-size:0.85rem}
}

@media(min-width:1024px){
  .footer-brand{flex-direction:row;gap:0.6rem}
  .footer-brand small{font-size:0.95rem}
  .footer-brand .powered-by{font-size:0.9rem}
}

/* Placement in grid columns */
.footer-left{grid-column:1/2}
.footer-center{grid-column:2/3;display:flex;justify-content:center}
.footer-right{grid-column:3/4;display:flex;justify-content:flex-end;gap:0.75rem}

@media(max-width:767px){
  .footer-left,.footer-center,.footer-right{justify-content:center}
}

/* Mobile-specific footer improvements: better stacking, larger tap targets and safe-area padding */
@media(max-width:767px){
  .site-footer{ 
    padding: 1.25rem 0;
    min-height: auto;
  }
  .site-footer .footer-inner{
    padding-left: 1rem;
    padding-right: 1rem;
    padding-bottom: calc(1.5rem + env(safe-area-inset-bottom, 0px));
    gap: 1rem;
    grid-template-rows: auto auto auto;
    align-items: stretch;
    min-height: auto;
  }

  /* Stack brand elements vertically so the PWA image and powered-by don't collide */
  .footer-left{ display:flex; flex-direction:column; align-items:center; gap:0.4rem }
  .footer-brand small{ display:block }
  .footer-brand .powered-by{ margin-left:0; margin-top:0.25rem; font-size:0.92rem }

  /* Make the PWA image easier to tap on small screens */
  .pwa-install-image{ width:44px; height:44px; border-radius:50%; padding:6px; box-sizing:content-box }

  /* Space out the center links for tappability */
  .footer-center .footer-links{ gap:0.85rem }
  /* Stack footer links vertically on small screens for predictable layout */
  .footer-links{ flex-direction:column; gap:0.6rem; align-items:center }
  .footer-links a{ padding:0.5rem 0.5rem; font-size:1rem; display:inline-block }

  /* Social icons: slightly larger and centered */
  .footer-right .footer-social i{ width:22px; height:22px; font-size:14px }
  .footer-right .footer-links{ justify-content:center }

  /* Ensure each footer column occupies full width when stacked */
  .footer-left, .footer-center, .footer-right { width:100%; margin:0 auto; }

  /* Center and prevent extreme wrapping of brand text */
  .footer-brand{ max-width:320px; text-align:center; white-space:normal; }
  .footer-brand small{ display:block; line-height:1.2 }

  /* Defensive: remove any generated pseudo-content inside footer that could create separators */
  .footer-inner *::before,
  .footer-inner *::after {
    content: none !important;
    display: none !important;
  }

  /* Treat footer-links as a vertical list on mobile and remove default list markers */
  .footer-links{ list-style:none; padding:0; margin:0; }
  .footer-links a{ display:block; width:auto; text-align:center }

  /* Slightly more breathing room around brand elements and PWA image */
  .footer-brand{ gap:0.6rem }
  .pwa-install-image{ margin:0.25rem 0; }
}

/* Very small screens: compact layout */
@media(max-width:320px){
  .site-footer{ padding: 1rem 0; }
  .site-footer .footer-inner{ gap: 0.75rem; padding: 0 0.75rem; }
  .footer-links a{ padding: 0.4rem 0.4rem; font-size: 0.9rem; }
  .pwa-install-image{ width: 40px; height: 40px; }
  .footer-brand{ gap: 0.5rem; max-width: 280px; }
}

/* Landscape mobile: reduce vertical padding */
@media(max-width:767px) and (orientation:landscape){
  .site-footer{ padding: 0.75rem 0; }
  .site-footer .footer-inner{ gap: 0.5rem; }
  .footer-brand{ gap: 0.4rem; }
}

/* Contact / links area */
/* Small improvements for footer spacing and centering without adding new items */
.footer-links{display:flex;gap:1rem;flex-wrap:wrap;align-items:center;justify-content:center}
.footer-brand{display:flex;align-items:center;gap:0.5rem;flex-wrap:wrap}

@media(max-width:767px){
  /* Keep footer links stacked but centered and with good tap targets */
  .footer-links{flex-direction:column;gap:0.6rem;align-items:center}
  .footer-brand{justify-content:center}
}

/* Show separator in desktop only (avoid stray bullet on mobile) */
@media(min-width:768px){
  .footer-brand .powered-by::before{content:'•';margin:0 0.5rem;color:rgba(255,255,255,0.6)}
}

/* Ensure social link spacing on mobile */
@media(max-width:767px){
  .footer-links .footer-social{padding:0.4rem 0.6rem;border-radius:8px}
  .footer-links .footer-social .social-text{display:inline-block}
}

/* Additional mobile fixes to avoid empty boxes and FAB overlap */
@media(max-width:767px){
  .site-footer{
    padding-bottom: calc(1.5rem + env(safe-area-inset-bottom, 0px) + 64px); /* extra space for FAB */
  }

  /* Hide empty or decorative inline boxes that may appear as a square */
  .footer-inner *:empty{display:none !important}

  /* If any inline images or placeholders exist, ensure they don't collapse layout */
  .footer-inner img{max-width:64px;max-height:64px;display:inline-block}

  /* Slightly enlarge legal link tap area and center text */
  .footer-links a{padding:0.6rem 0.25rem; text-align:center}
}

/* Enlaces del footer: compacto y accesible */
.footer-links{display:flex;gap:1rem;flex-wrap:wrap;align-items:center;justify-content:center}
.footer-links a{color:rgba(255,255,255,0.88);text-decoration:none;font-size:0.95rem;padding:0.25rem 0.35rem;border-radius:6px;transition:var(--transition);min-height:44px;display:inline-flex;align-items:center}
.footer-links a:hover{color:var(--accent-blue-light);text-decoration:underline}
.footer-links a:focus{box-shadow:0 0 0 4px rgba(59,130,246,0.12);outline:none}

/* Tablet responsive footer links */
@media(min-width:768px) and (max-width:1023px){
  .footer-links{gap:0.75rem;justify-content:center}
  .footer-links a{padding:0.35rem 0.5rem;font-size:0.9rem}
}

/* Desktop footer links */
@media(min-width:1024px){
  .footer-links{justify-content:flex-end;gap:1.25rem}
  .footer-links a{padding:0.3rem 0.4rem;font-size:0.95rem}
}

/* Footer social link (compact) */
.footer-social{display:inline-flex;align-items:center;gap:0.5rem;background:transparent;padding:0.25rem 0.5rem;border-radius:8px;border:1px solid rgba(255,255,255,0.06);min-height:44px}
.footer-social i{width:20px;height:20px;display:inline-flex;align-items:center;justify-content:center;color:rgba(255,255,255,0.95)}
.footer-social:hover{background:rgba(255,255,255,0.04);transform:translateY(-2px)}
.footer-social .social-text{display:inline-block}

/* Responsive social icon behavior */
@media(max-width:480px){
  .footer-social .social-text{display:none}
  .footer-social{padding:0.4rem;gap:0}
}

@media(min-width:768px) and (max-width:1023px){
  .footer-social i{width:22px;height:22px;font-size:14px}
  .footer-social{padding:0.35rem 0.6rem}
}

@media(min-width:1024px){
  .footer-social i{width:20px;height:20px;font-size:13px}
  .footer-social .social-text{display:inline-block}
}

/* WhatsApp / CTA in footer as pill (compact) */
.link-whatsapp{display:inline-flex;align-items:center;gap:0.5rem;background:rgba(255,255,255,0.06);color:var(--whatsapp);padding:0.4rem 0.75rem;border-radius:999px;font-weight:700;text-decoration:none;transition:var(--transition);border:1px solid rgba(255,255,255,0.06)}
.link-whatsapp:hover{background:rgba(255,255,255,0.12);color:#22c55e;transform:translateY(-2px)}

/* Responsive footer links gap adjustment */
@media(max-width:767px){
  .footer-links{gap:0.75rem}
}

/* Install PWA button in footer */
.btn-install-pwa{
  background: transparent;
  color: rgba(255,255,255,0.95);
  border: 1px solid rgba(255,255,255,0.08);
  padding: 0.35rem 0.6rem;
  border-radius: 8px;
  font-weight:700;
  font-size:0.9rem;
  display:inline-flex;
  align-items:center;
  gap:0.5rem;
}
.btn-install-pwa .pwa-icon{display:inline-block;width:28px;height:28px;object-fit:contain}
.pwa-install-image{
  width:36px;
  height:36px;
  border-radius:50%;
  object-fit:cover;
  display:inline-block;
  cursor:pointer;
  box-shadow:0 6px 18px rgba(11,61,145,0.12);
  border:1px solid rgba(255,255,255,0.08);
  transition:transform 160ms ease, box-shadow 160ms ease, opacity 160ms ease;
}

/* Ensure the install button is round and prominent */
/* Make the PWA image appear and behave like a tappable control */
.pwa-install-image{outline:none}
.pwa-install-image:focus{box-shadow:0 0 0 4px rgba(59,130,246,0.12);transform:translateY(-3px)}
.pwa-install-image:hover{transform:translateY(-3px);box-shadow:0 12px 26px rgba(11,61,145,0.16)}

/* On small screens, keep a safe margin so FAB doesn't overlap the PWA button */
@media(max-width:767px){
  .footer-right{display:flex;justify-content:center}
  .site-footer{padding-bottom:calc(1.5rem + env(safe-area-inset-bottom, 0px) + 84px)}
  .pwa-install-image{width:44px;height:44px}
}

/* Ensure PWA image is always visible on dark footer and clearly tappable */
.footer-right .pwa-install-image{
  display: inline-block !important;
  background: rgba(255,255,255,0.06);
  border: 2px solid rgba(255,255,255,0.08);
  box-shadow: 0 6px 18px rgba(11,61,145,0.12);
  border-radius: 999px;
  padding: 6px;
  width:48px;
  height:48px;
}

/* Slightly larger and more contrast on very small screens */
@media(max-width:360px){
  .footer-right .pwa-install-image{width:52px;height:52px;padding:8px}
}

/* Responsive PWA image sizing */
@media(min-width:768px) and (max-width:1023px){
  .pwa-install-image{ width:38px; height:38px; }
}

@media(min-width:1024px){
  .pwa-install-image{ width:36px; height:36px; }
}

@media(min-width:1400px){
  .pwa-install-image{ width:40px; height:40px; }
}
.pwa-install-image{
  /* gentle pulse to draw attention without being distracting */
  animation: pwaPulse 3.6s ease-in-out infinite;
}

@keyframes pwaPulse {
  0% { transform: translateY(0) scale(1); }
  50% { transform: translateY(-3px) scale(1.04); }
  100% { transform: translateY(0) scale(1); }
}

/* Pause animation on hover/focus to avoid motion while interacting */
.pwa-install-image:hover,
.pwa-install-image:focus {
  animation-play-state: paused;
}

/* Honor user preference for reduced motion */
@media (prefers-reduced-motion: reduce) {
  .pwa-install-image { animation: none !important; transition: transform 120ms ease; }
}
.pwa-install-image:hover,.pwa-install-image:focus{transform:translateY(-4px);box-shadow:0 12px 26px rgba(11,61,145,0.16);outline:none}
.pwa-install-image[hidden]{display:none !important}
.btn-install-pwa:hover{background:rgba(255,255,255,0.04);transform:translateY(-2px)}
.btn-install-pwa[hidden]{display:none !important}

/* Modal styles */
.modal{
  position:fixed;
  inset:0;
  background:rgba(0,0,0,0.6);
  backdrop-filter:blur(8px);
  display:flex;
  align-items:center;
  justify-content:center;
  padding:1.5rem;
  z-index:9999;
}
.modal[hidden]{
  display:none;
}
.modal-panel{
  background:var(--white);
  max-width:600px;
  width:100%;
  border-radius:var(--radius-xl);
  padding:2rem;
  box-shadow:var(--shadow-xl);
  position:relative;
  border:1px solid var(--border-light);
}

/* Mobile fallback: reduce blur and shadow for performance */
@media(max-width:767px){
  .modal{backdrop-filter:none}
  .modal-panel{box-shadow:var(--shadow-card);padding:1rem}
}
.modal-close{
  position:absolute;
  right:1rem;
  top:1rem;
  background:var(--gray-100);
  border:0;
  font-size:1.5rem;
  line-height:1;
  color:var(--text-muted);
  cursor:pointer;
  width:2rem;
  height:2rem;
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  transition:var(--transition);
}
.modal-close:hover{
  background:var(--gray-200);
  color:var(--text-primary);
}
.modal-actions{
  display:flex;
  gap:0.75rem;
  justify-content:flex-end;
  margin-top:2rem;
  flex-wrap:wrap;
}

/* Accessibility helpers */
.sr-only{
  position:absolute;
  width:1px;
  height:1px;
  padding:0;
  margin:-1px;
  overflow:hidden;
  clip:rect(0,0,0,0);
  white-space:nowrap;
  border:0;
}

/* Additional responsive improvements */
@media(min-width:320px) and (max-width:479px){
  /* Very small screens */
  .partner{
    padding:0.375rem 0.75rem;
    font-size:0.8rem;
  }
  .partner-logo{
    width:72px;
    height:24px;
  }
  .step-icon{
    width:48px;
    height:48px;
  }
}

@media(min-width:768px) and (max-width:1023px){
  /* Tablet specific */
  .hero-inner{
    flex-direction:column;
    text-align:center;
  }
  .hero-content{
    max-width:none;
  }
  .testimonials{
    flex-direction:column;
    gap:1rem;
  }
  .carousel-btn{
    position:relative;
    margin:0 0.5rem;
  }
}

/* Landscape mobile */
@media(max-height:500px) and (orientation:landscape){
  .hero{
    padding:1.5rem 0 2rem;
  }
  .section{
    padding:2rem 0;
  }
  .whatsapp-fab{
    right:0.75rem;
    bottom:0.75rem;
    padding:0.75rem;
  }
}

/* Respect user motion preferences */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
  .whatsapp-fab:hover,
  .btn:hover,
  .product-card:hover,
  .card-cta:hover {
    transform: none;
  }
}

/* Focus styles improvement */
*:focus {
  outline: 2px solid var(--navy);
  outline-offset: 2px;
}

/* High contrast mode support */
@media (prefers-contrast: high) {
  :root {
    --shadow-sm: 0 1px 3px 0 rgb(0 0 0 / 0.3);
    --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.3);
    --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.3);
    --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.3);
  }
}

/* Responsive: Small Mobile */
@media(max-width:360px){
  .hero-inner{
    gap:1rem;
  }
  .product-card,
  .benefit-card,
  .step{
    padding:1rem;
  }
  .testimonial{
    padding:1.25rem;
  }
  .faq-q{
    padding:1rem;
    font-size:0.9rem;
  }
  .faq-a{
    padding:0 1rem 1rem;
  }
}

/* Touch device optimizations */
@media (pointer: coarse) {
  .btn:hover,
  .product-card:hover,
  .benefit-card:hover {
    transform: none;
  }
  
  .btn:active {
    transform: scale(0.98);
  }
}

/* Responsive: Large Mobile */
@media(min-width:480px) and (max-width:767px){
  .hero-inner{
    gap:1.5rem;
  }
  .steps-grid{
    grid-template-columns:1fr;
    gap:1rem;
  }
  .benefits-grid{
    grid-template-columns:1fr;
    gap:1rem;
  }
}

/* Responsive: Tablet / Desktop breakpoint moved to 901px to avoid narrow-tablet clipping */
@media(min-width:901px){
  .container{
    padding:1rem 2rem;
  }
  .header-inner{
    padding:1rem 2rem;
  }
  .nav-toggle{
    display:none;
  }
  .nav-list{
    display:flex !important;
    position:static;
    flex-direction:row;
    background:transparent;
    border:none;
    border-radius:0;
    box-shadow:none;
    min-width:auto;
    padding:0;
    gap:1rem;
    opacity:1 !important;
    transform:none !important;
    pointer-events:auto;
  }
  
  .nav-list a{
    padding:0.5rem 1rem;
    width:auto;
    text-align:center;
  }
  
  .nav-overlay{
    display:none !important;
  }
  .cta-desktop{
    display:inline-flex;
  }
  .hero{
    padding:4rem 0 5rem;
  }
  .hero-inner{
    flex-direction:row;
    align-items:center;
    justify-content:space-between;
    text-align:left;
  }
  .hero .trust-indicators{justify-content:flex-start;margin-top:1.25rem}
  .hero-content{
    text-align:left;
  }
  .hero-grid{grid-template-columns: 1fr 480px;}
  h1{
    font-size:2.5rem;
  }
  .hero-cta{
    flex-direction:row;
    justify-content:flex-start;
    align-items:center;
  }
  .section{
    padding:5rem 0;
  }
  .footer-inner{
    flex-direction:row;
    justify-content:space-between;
    align-items:center;
    text-align:left;
  }
}

/* Desktop */
@media(min-width:1024px){
  .container{
    padding:1rem 3rem;
  }
  h1{
    font-size:3rem;
  }
  .hero{
    padding:5rem 0 6rem;
  }
  .section{
    padding:6rem 0;
  }
  .section h2{
    font-size:2.5rem;
  }
}

/* Large Desktop */
@media(min-width:1280px){
  .container{
    padding:1rem 4rem;
  }
  h1{
    font-size:3.5rem;
  }
}

/* Product Tabs */
.product-tabs{
  margin-top:2rem;
}
.tab-buttons{
  display:flex;
  gap:0.5rem;
  margin-bottom:2rem;
  justify-content:center;
  background:var(--gray-100);
  padding:0.5rem;
  border-radius:var(--radius-lg);
  max-width:400px;
  margin-left:auto;
  margin-right:auto;
}
.tab-btn{
  background:transparent;
  border:none;
  padding:0.75rem 1.5rem;
  border-radius:var(--radius);
  font-weight:700;
  color:var(--text-secondary);
  cursor:pointer;
  transition:var(--transition);
  flex:1;
}
.tab-btn.active{
  background:var(--white);
  color:var(--navy);
  box-shadow:var(--shadow-sm);
}
.tab-btn:hover:not(.active){
  color:var(--navy);
}
.tab-btn:focus{
  outline:2px solid var(--navy);
  outline-offset:2px;
}
.tab-panel{
  display:block;
}
.tab-panel[hidden]{
  display:none;
}

.product-card{
  background:var(--card-bg);
  padding:1.5rem;
  border-radius:var(--radius-xl);
  box-shadow:var(--shadow-card);
  display:flex;
  flex-direction:column;
  gap:1.25rem;
  border:1px solid var(--border-light);
  transition:var(--transition-bounce);
  height:100%;
  min-height:280px;
  position:relative;
  overflow:hidden;
}

.product-card:before{
  content:'';
  position:absolute;
  top:0;
  left:0;
  right:0;
  height:4px;
  background:linear-gradient(90deg,var(--navy),var(--cyan));
  transform:scaleX(0);
  transition:transform 0.3s ease;
}

.product-card:hover{
  transform:translateY(-6px) scale(1.02);
  box-shadow:0 10px 30px rgba(11,61,145,0.08);
  border-color:rgba(59,130,246,0.3);
}

.product-card:hover:before{
  transform:scaleX(1);
}
.product-icon{
  align-self:flex-start;
  width:3rem;
  height:3rem;
  background:linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius:var(--radius-lg);
  display:flex;
  align-items:center;
  justify-content:center;
  flex-shrink:0;
}
.product-icon .fa-2x{
  color:var(--white);
  font-size:1.25rem;
}
.product-card h3{
  margin:0;
  color:var(--navy);
  font-size:1.125rem;
  font-weight:700;
  line-height:1.3;
}
.product-card .muted{
  color:var(--text-muted);
  font-size:0.875rem;
  margin:0;
}
.product-card ul{
  margin:0;
  padding-left:1rem;
  color:var(--text-secondary);
  font-size:0.875rem;
  line-height:1.6;
}
.product-card li{
  margin-bottom:0.5rem;
}
.card-cta{
  margin-top:auto;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  text-decoration:none;
  background:linear-gradient(135deg, var(--cyan), var(--navy-light));
  color:#fff;
  padding:0.75rem 1.5rem;
  border-radius:var(--radius-lg);
  font-weight:700;
  transition:var(--transition);
  font-size:0.875rem;
}
.card-cta:hover{
  transform:translateY(-1px);
  box-shadow:0 8px 25px rgba(11,61,145,0.08);
}

/* Grid for product cards */
.cards-grid{
  display:grid;
  grid-template-columns:1fr;
  gap:1.5rem;
}

@media(min-width:640px){
  .cards-grid{
    grid-template-columns:repeat(2,1fr);
  }
}

@media(min-width:900px){
  .cards-grid{
    grid-template-columns:repeat(3,1fr);
  }
}

@media(min-width:1200px){
  .cards-grid{
    grid-template-columns:repeat(4,1fr);
  }
}

/* Nuevas secciones: beneficios, partners, testimonios, FAQ */
.benefits-grid{
  display:grid;
  grid-template-columns:1fr;
  gap:1.5rem;
  margin-top:2rem;
}
.benefit-card{
  background:var(--card-bg);
  padding:1.5rem;
  border-radius:var(--radius-lg);
  box-shadow:var(--shadow-card);
  border:1px solid var(--border-light);
  transition:var(--transition);
  position:relative;
  overflow:hidden;
  min-height:140px;
  display:flex;
  flex-direction:column;
  justify-content:flex-start;
}
.benefit-card:before{
  content:'';
  position:absolute;
  top:0;
  left:-100%;
  width:100%;
  height:2px;
  background:linear-gradient(90deg,var(--navy),var(--cyan));
  transition:left 0.5s ease;
}
.benefit-card:hover{
  transform:translateY(-2px);
  box-shadow:0 8px 24px rgba(11,61,145,0.06);
  border-color:rgba(59,130,246,0.3);
}
.benefit-card:hover:before{
  left:0;
}
.benefit-card h3{
  margin:0 0 0.75rem;
  color:var(--navy);
  font-size:1.125rem;
  font-weight:700;
  line-height:1.3;
  transition:var(--transition);
}
.benefit-card:hover h3{
  color:var(--navy-light);
}
.benefit-card p{margin:0;color:var(--text-secondary);line-height:1.6;}

.partners-list{
  display:flex;
  gap:1.5rem;
  flex-wrap:wrap;
  justify-content:center;
  align-items:center;
  list-style:none;
  padding:0;
  margin:2rem 0 0 0;
}
.partner{
  background:var(--white);
  color:var(--navy);
  padding:0.75rem 1.25rem;
  border-radius:999px;
  font-weight:700;
  box-shadow:var(--shadow-sm);
  border:1px solid var(--border-light);
  min-height:44px;
  display:flex;
  align-items:center;
  justify-content:center;
}



.faq-list{
  display:flex;
  flex-direction:column;
  gap:1rem;
  margin-top:2rem;
}
.faq-item{
  border:1px solid var(--border-light);
  background:var(--card-bg);
  border-radius:var(--radius-lg);
  overflow:hidden;
  transition:var(--transition);
  box-shadow:var(--shadow-sm);
}
.faq-item:hover{
  box-shadow:var(--shadow-md);
  border-color:rgba(59,130,246,0.3);
}
.faq-q{
  width:100%;
  text-align:left;
  padding:1.5rem;
  background:transparent;
  border:0;
  cursor:pointer;
  font-weight:700;
  color:var(--navy);
  display:flex;
  justify-content:space-between;
  align-items:center;
  transition:var(--transition);
  position:relative;
  min-height:72px;
  font-size:1rem;
}
.faq-q:hover{
  background:rgba(59,130,246,0.05);
}
.faq-q:after{
  content:"\25BE";
  margin-left:1rem;
  transition:transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  background:var(--navy);
  color:#fff;
  width:24px;
  height:24px;
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:0.75rem;
}
.faq-q[aria-expanded="true"]:after{
  transform:rotate(180deg);
  background:var(--cyan);
}
.faq-a{
  padding:0 1.5rem 1.5rem 1.5rem;
  color:var(--text-secondary);
  line-height:1.6;
  font-size:1rem;
}

@media(min-width:640px){
  .benefits-grid{grid-template-columns:repeat(2,1fr);gap:1.25rem;}
  .partners-list{gap:1.5rem;flex-wrap:wrap;}
}

@media(min-width:900px){
  .benefits-grid{grid-template-columns:repeat(3,1fr);}
}

@media(min-width:1200px){
  .benefits-grid{grid-template-columns:repeat(4,1fr);}
}

/* Badges under hero CTA */
.badges{
  display:flex;
  gap:0.375rem;
  margin-top:0.75rem;
  justify-content:center;
  flex-wrap:wrap;
}
.badge{
  display:inline-flex;
  align-items:center;
  gap:0.5rem;
  background:linear-gradient(135deg,var(--navy),var(--navy-light));
  color:#fff;
  padding:0.5rem 0.875rem;
  border-radius:999px;
  font-weight:700;
  font-size:0.875rem;
  box-shadow:var(--shadow-sm);
  animation:slideUp 0.6s ease forwards;
  opacity:0;
  transform:translateY(20px);
  text-align:center;
  min-height:36px;
}

@media(min-width:480px){
  .badges{
    gap:0.75rem;
  }
}
.badge:nth-child(1){animation-delay:0.1s;}
.badge:nth-child(2){animation-delay:0.2s;}
.badge:nth-child(3){animation-delay:0.3s;}
@keyframes slideUp{
  to{opacity:1;transform:translateY(0);}
}
.badge svg{flex:0 0 auto}

/* Proceso (3 pasos) */
.steps-grid{
  display:grid;
  grid-template-columns:1fr;
  gap:1.5rem;
  margin-top:2rem;
}
.step{
  text-align:center;
  padding:2rem 1.5rem;
  border-radius:var(--radius-lg);
  background:rgba(255,255,255,0.6);
  backdrop-filter:blur(10px);
  border:1px solid rgba(255,255,255,0.2);
  transition:var(--transition);
  position:relative;
  overflow:hidden;
  min-height:200px;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:flex-start;
}
.step:hover{
  transform:translateY(-2px);
  box-shadow:0 8px 24px rgba(11,61,145,0.06);
  background:rgba(255,255,255,0.8);
}

@media(max-width:767px){
  .step{backdrop-filter:none;background:rgba(255,255,255,0.95)}
  .step:hover{box-shadow:var(--shadow-card)}
}
.step-icon{
  display:flex;
  align-items:center;
  justify-content:center;
  margin:0 auto 1rem;
  width:56px;
  height:56px;
  border-radius:12px;
  transition:var(--transition-bounce);
  flex-shrink:0;
}
.step:hover .step-icon{
  transform:scale(1.1) rotate(5deg);
}
.step h3{
  margin:0 0 0.75rem;
  color:var(--navy);
  font-size:1.125rem;
  font-weight:700;
  line-height:1.3;
  transition:var(--transition);
}
.step p{margin:0;color:var(--text-secondary)}

.partner-logo{
  display:block;
  transition:var(--transition);
  filter:grayscale(0.3) opacity(0.8);
  width:80px;
  height:32px;
}
.partner:hover .partner-logo{
  filter:grayscale(0) opacity(1);
  transform:scale(1.05);
}
.partners-list{
  align-items:center;
}
.partner{
  transition:var(--transition);
}
.partner:hover{
  transform:translateY(-1px);
  box-shadow:var(--shadow-md);
}

@media(min-width:640px){
  .steps-grid{grid-template-columns:repeat(2,1fr);gap:1.25rem;}

  .badges{justify-content:flex-start}

  .hero-cta{justify-content:flex-start}
}

@media(min-width:900px){
  .steps-grid{grid-template-columns:repeat(3,1fr);gap:1.5rem;}

}

/* Animaciones de entrada y scroll reveal */
.animate-on-scroll{
  opacity:0;
  transform:translateY(30px);
  transition:all 0.8s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}
.animate-on-scroll.is-visible{
  opacity:1;
  transform:translateY(0);
}

.animate-fade-in{
  animation:fadeIn 1s ease 0.5s both;
}
@keyframes fadeIn{
  from{opacity:0;transform:scale(0.95);}
  to{opacity:1;transform:scale(1);}
}

/* Mejoras adicionales de UX */
.section{
  scroll-margin-top:5rem;
}

/* Smooth scroll para navegadores que no lo soporten */
html{
  scroll-behavior:smooth;
}

/* Mejores focus states */
.btn:focus-visible,
.nav-link:focus-visible,
.faq-q:focus-visible{
  outline:2px solid var(--navy);
  outline-offset:3px;
  box-shadow:0 0 0 3px rgba(59,130,246,0.3);
}

/* Responsive button text */
.btn-text-short{
  display:none;
}

@media(max-width:479px){
  .btn-text-full{
    display:none;
  }
  .btn-text-short{
    display:inline;
  }
}

/* Responsive images */
img{
  max-width:100%;
  height:auto;
}

.hero-image{
  width:100%;
  max-width:400px;
  height:auto;
}

@media(min-width:768px){
  .hero-image{
    max-width:520px;
  }
}

/* Responsive typography scale */
@media(max-width:360px){
  :root{
    --radius:6px;
    --radius-lg:10px;
    --radius-xl:16px;
  }
}

/* Touch improvements */
@media(hover:none) and (pointer:coarse){
  .btn:hover,
  .product-card:hover,
  .benefit-card:hover,
  .step:hover{
    transform:none;
  }
  
  .btn:active{
    transform:scale(0.98);
  }

  /* Reduce heavy shadows and backdrop filters on touch devices for better performance */
  .modal{backdrop-filter:none}
  .product-card, .benefit-card, .testimonial-card, .partner, .whatsapp-fab{box-shadow:var(--shadow-sm)}
}

/* High DPI screens */
@media(-webkit-min-device-pixel-ratio:2),(min-resolution:192dpi){
  .hero-image{
    image-rendering:-webkit-optimize-contrast;
    image-rendering:crisp-edges;
  }
}

/* Optimización básica de performance */
img[loading="lazy"] {
  opacity: 0;
  transition: opacity 0.3s ease;
}

img[loading="lazy"].loaded {
  opacity: 1;
}

/* Print styles */
@media print{
  .whatsapp-fab,
  .nav-toggle,
  .carousel-btn,
  .custom-cursor {
    display:none;
  }
  
  .hero{
    background:none;
  }
  
  .section{
    padding:1rem 0;
  }
  
  .product-card,
  .benefit-card {
    break-inside: avoid;
  }
}

/* Loading states */
.btn.loading{
  pointer-events:none;
  opacity:0.7;
}
.btn.loading:after{
  content:'';
  width:16px;
  height:16px;
  border:2px solid transparent;
  border-top:2px solid currentColor;
  border-radius:50%;
  animation:spin 1s linear infinite;
  margin-left:0.5rem;
}
@keyframes spin{
  to{transform:rotate(360deg);}
}

/* Validation styles */
.input-valid {
  border-color: #22c55e !important;
  box-shadow: 0 0 0 3px rgba(34, 197, 94, 0.1);
}

.input-error {
  border-color: #ef4444 !important;
  box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.1);
}

.input-error-message {
  color: #ef4444;
  font-size: 0.875rem;
  margin-top: 0.25rem;
  display: block;
}

/* =================================================================
   NUEVAS SECCIONES
   ================================================================= */

/* Productos adicionales */
.additional-products {
  margin-top: 3rem;
  padding-top: 2rem;
  border-top: 1px solid var(--gray-200);
}

.additional-title {
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--primary-color);
  margin-bottom: 2rem;
  text-align: center;
}

.additional-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1rem;
  margin-bottom: 2rem;
}

.additional-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 1rem;
  background: var(--gray-50);
  border-radius: var(--radius);
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.additional-item:hover {
  background: var(--primary-color);
  color: white;
  transform: translateY(-2px);
}

.additional-item i {
  font-size: 1.25rem;
  color: var(--accent-color);
  transition: color 0.3s ease;
}

.additional-item:hover i {
  color: white;
}

.additional-item span {
  font-weight: 500;
  line-height: 1.4;
}

.additional-cta {
  text-align: center;
}

/* Información del agente */
.agent-info {
  display: grid;
  gap: 2rem;
}

.agent-credentials {
  display: grid;
  gap: 1.5rem;
}

.credential-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 1.5rem;
  background: var(--gray-50);
  border-radius: var(--radius);
  border-left: 4px solid var(--accent-color);
}

.credential-item i {
  font-size: 1.5rem;
  color: var(--accent-color);
  margin-top: 0.25rem;
}

.credential-item h4 {
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--primary-color);
  margin: 0 0 0.5rem 0;
}

.credential-item p {
  margin: 0;
  color: var(--text-color);
  line-height: 1.5;
}

.agent-description {
  font-size: 1.125rem;
  line-height: 1.7;
}

.agent-description strong {
  color: var(--primary-color);
}

.agent-description .muted {
  margin-top: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--gray-200);
  font-size: 0.9rem;
  text-align: center;
}

/* Ventajas competitivas */
.ventajas {
  background: linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
}

.comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  margin-top: 2rem;
}

.comparison-card {
  padding: 2rem;
  border-radius: var(--radius);
  position: relative;
  overflow: hidden;
}

.comparison-card.advantage {
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--accent-color) 100%);
  color: white;
}

.comparison-card.advantage::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 0;
  height: 0;
  border-style: solid;
  border-width: 0 60px 60px 0;
  border-color: transparent rgba(255,255,255,0.1) transparent transparent;
}

.comparison-card.traditional {
  background: var(--white);
  border: 2px solid var(--gray-200);
}

.comparison-card h3 {
  font-size: 1.25rem;
  font-weight: 600;
  margin-bottom: 1.5rem;
  text-align: center;
}

.comparison-card.advantage h3 {
  color: white;
}

.comparison-card.traditional h3 {
  color: var(--primary-color);
}

.advantage-list,
.disadvantage-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.75rem;
}

.advantage-list li,
.disadvantage-list li {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.95rem;
  line-height: 1.5;
}

.advantage-list i {
  color: rgba(255,255,255,0.9);
  font-size: 0.875rem;
}

.disadvantage-list i {
  color: var(--error-color);
  font-size: 0.875rem;
}

/* Sección de coberturas detalladas */
.coberturas {
  background: var(--white);
}

.coverage-tabs {
  margin-top: 2rem;
  background: white;
  border-radius: 16px;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.12);
  overflow: visible;
  border: 1px solid var(--gray-100);
  max-width: 100%;
}

.tab-buttons {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 16px;
  margin-bottom: 0;
  background: linear-gradient(135deg, var(--gray-50) 0%, white 100%);
  padding: 20px;
  border-radius: 16px 16px 0 0;
  position: relative;
  flex-wrap: wrap;
}

.tab-buttons::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><circle cx="10" cy="10" r="1" fill="%23e5e7eb" opacity="0.5"/><circle cx="90" cy="30" r="0.5" fill="%23e5e7eb" opacity="0.3"/><circle cx="30" cy="90" r="0.8" fill="%23e5e7eb" opacity="0.4"/></svg>');
  pointer-events: none;
}

.tab-buttons::-webkit-scrollbar {
  display: none;
}

.tab-btn {
  padding: 0;
  border: 2px solid var(--gray-200);
  background: white;
  color: var(--text-color);
  font-weight: 600;
  font-size: 0.85rem;
  cursor: pointer;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  white-space: normal;
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  border-radius: 16px;
  width: 120px;
  height: 100px;
  text-align: center;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.tab-btn i {
  font-size: 1.4rem;
  opacity: 0.8;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  flex-shrink: 0;
  position: relative;
  width: 24px;
  height: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.tab-btn i::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 40px;
  height: 40px;
  background: radial-gradient(circle, var(--accent-color)20, transparent 70%);
  border-radius: 50%;
  opacity: 0;
  z-index: -1;
  transition: opacity 0.3s ease;
}

.tab-btn:hover i::after,
.tab-btn.active i::after {
  opacity: 0.2;
}

.tab-btn span {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  transition: all 0.4s ease;
  line-height: 1.1;
  text-align: center;
  display: block;
  width: 100%;
  text-transform: uppercase;
  max-height: 2.2em;
  overflow: hidden;
  padding: 0 4px;
}

.tab-btn:hover {
  background: var(--gray-50);
  color: var(--primary-color);
  border-color: var(--primary-color);
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.15);
}

.tab-btn:hover i {
  opacity: 1;
  color: var(--accent-color);
  transform: rotate(3deg);
}

.tab-btn:active {
  transform: translateY(-2px) scale(0.98);
}

.tab-btn.active {
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--navy) 100%);
  color: white;
  border-color: var(--primary-color);
  transform: translateY(-4px);
  box-shadow: 0 12px 30px rgba(30, 64, 175, 0.4);
  z-index: 10;
}

.tab-btn.active::before {
  content: '';
  position: absolute;
  top: -2px;
  left: -2px;
  right: -2px;
  bottom: -2px;
  background: linear-gradient(135deg, var(--accent-color), var(--primary-color));
  border-radius: 18px;
  z-index: -1;
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 0.7; }
  50% { opacity: 1; }
}

.tab-btn.active i {
  opacity: 1;
  color: var(--accent-color);
  transform: none;
  filter: brightness(1.3) drop-shadow(0 0 8px rgba(255, 255, 255, 0.5));
}

.tab-btn.active span {
  color: white;
  font-weight: 700;
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.2);
}

.coverage-content {
  position: relative;
  background: white;
  padding: 2.5rem;
  min-height: 400px;
  border-radius: 0 0 16px 16px;
  border-top: 3px solid var(--accent-color);
}

.coverage-panel {
  display: none;
  animation: slideInUp 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

@keyframes slideInUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.coverage-panel.active {
  display: block;
}

.coverage-info h3 {
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--primary-color);
  margin-bottom: 2rem;
  text-align: center;
  position: relative;
}

.coverage-info h3::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 60px;
  height: 3px;
  background: var(--accent-color);
  border-radius: 2px;
}

.coverage-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  margin-bottom: 2.5rem;
}

.coverage-column {
  background: var(--gray-50);
  padding: 1.5rem;
  border-radius: 8px;
  border: 1px solid var(--gray-200);
}

.coverage-column h4 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary-color);
  margin-bottom: 1.25rem;
  padding-bottom: 0.75rem;
  border-bottom: 2px solid var(--accent-color);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.coverage-column h4::before {
  content: '📋';
  font-size: 1.1rem;
}

.coverage-panel[id="vida"] .coverage-column:first-child h4::before {
  content: '🛡️';
}

.coverage-panel[id="vida"] .coverage-column:last-child h4::before {
  content: '⭐';
}

.coverage-panel[id="auto"] .coverage-column:first-child h4::before {
  content: '🚗';
}

.coverage-panel[id="auto"] .coverage-column:last-child h4::before {
  content: '🤝';
}

.coverage-panel[id="casa"] .coverage-column:first-child h4::before {
  content: '🏠';
}

.coverage-panel[id="casa"] .coverage-column:last-child h4::before {
  content: '🔧';
}

.coverage-panel[id="gastos"] .coverage-column:first-child h4::before {
  content: '🏥';
}

.coverage-panel[id="gastos"] .coverage-column:last-child h4::before {
  content: '💎';
}

.coverage-column ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.coverage-column li {
  padding: 0.75rem 0;
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text-color);
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
}

.coverage-column li::before {
  content: '✓';
  color: #22c55e;
  font-weight: bold;
  flex-shrink: 0;
  margin-top: 2px;
}

.coverage-amounts {
  background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
  color: var(--text-color);
  padding: 2rem;
  border-radius: 12px;
  text-align: left;
  position: relative;
  overflow: hidden;
  border: 1px solid var(--gray-300);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
  margin-top: 1.5rem;
}



.coverage-amounts::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 4px;
  height: 100%;
  background: var(--primary-color);
  border-radius: 0 2px 2px 0;
}

.coverage-amounts h4 {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--primary-color);
  margin: 0 0 1rem 0;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  position: relative;
  z-index: 2;
}

.coverage-amounts h4::before {
  content: '💼';
  font-size: 1.2rem;
  opacity: 0.8;
}

.coverage-amounts p {
  font-size: 1rem;
  line-height: 1.6;
  margin: 0 0 1.5rem 0;
  color: var(--text-muted);
  position: relative;
  z-index: 2;
}

.coverage-amounts p {
  margin: 0;
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text-color);
}

/* =================================================================
   CARTA DE PRESENTACIÓN MODERNA - UI/UX OPTIMIZADA
   ================================================================= */

/* Sección carta moderna */
.carta-modern {
  background: linear-gradient(135deg, var(--white) 0%, var(--gray-50) 50%, var(--white) 100%);
  position: relative;
  overflow: hidden;
}

.carta-modern::before {
  content: '';
  position: absolute;
  top: 0;
  right: -20%;
  width: 40%;
  height: 100%;
  background: linear-gradient(45deg, transparent 0%, rgba(59, 130, 246, 0.03) 50%, transparent 100%);
  pointer-events: none;
}

/* Header mejorado */
.carta-header {
  margin-bottom: 4rem;
}

.carta-intro {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 2rem;
  align-items: center;
  max-width: 1000px;
  margin: 0 auto;
}

.experience-badge {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  width: 120px;
  height: 120px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: 50%;
  color: white;
  box-shadow: var(--shadow-xl);
  position: relative;
  flex-shrink: 0;
}

.experience-badge::before {
  content: '';
  position: absolute;
  inset: -4px;
  border-radius: 50%;
  background: linear-gradient(45deg, var(--cyan), var(--navy-light), var(--cyan));
  z-index: -1;
  animation: rotate 3s linear infinite;
}

@keyframes rotate {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}

.badge-number {
  font-size: 2rem;
  font-weight: 800;
  line-height: 1;
  margin-bottom: 0.25rem;
}

.badge-text {
  font-size: 0.75rem;
  font-weight: 600;
  text-align: center;
  line-height: 1.2;
  opacity: 0.95;
}

.carta-content h2 {
  font-size: 2.5rem;
  color: var(--navy);
  margin-bottom: 1.5rem;
  text-align: left;
  line-height: 1.2;
}

.lead-enhanced {
  font-size: 1.25rem;
  color: var(--text-secondary);
  line-height: 1.7;
  margin-bottom: 2rem;
  max-width: none;
}

.lead-enhanced strong {
  color: var(--navy);
}

/* Indicadores de confianza */
.trust-indicators {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 1rem;
  background: rgba(255, 255, 255, 0.8);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--cyan);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.trust-item:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-left-color: var(--navy);
}

.trust-item i {
  font-size: 1.5rem;
  color: var(--cyan);
  flex-shrink: 0;
}

.trust-item span {
  font-weight: 500;
  color: var(--text-primary);
  line-height: 1.4;
}

.trust-item strong {
  color: var(--navy);
  font-weight: 700;
}

/* Productos expertise grid */
.productos-expertise {
  margin-bottom: 4rem;
}

.section-subtitle {
  font-size: 1.8rem;
  color: var(--navy);
  text-align: center;
  margin: 3rem 0 2rem;
  font-weight: 700;
  position: relative;
  padding-bottom: 1rem;
}

.section-subtitle::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 3px;
  background: linear-gradient(90deg, var(--cyan), var(--navy));
  border-radius: 2px;
}

.expertise-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}

.expertise-category {
  background: var(--white);
  padding: 2rem;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border-light);
  transition: var(--transition-bounce);
  position: relative;
  overflow: hidden;
}

.expertise-category::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--cyan), var(--navy));
  transform: scaleX(0);
  transition: transform 0.3s ease;
}

.expertise-category:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
}

.expertise-category:hover::before {
  transform: scaleX(1);
}

.category-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  transition: var(--transition-bounce);
}

.expertise-category:hover .category-icon {
  transform: scale(1.1) rotate(5deg);
  background: linear-gradient(135deg, var(--cyan), var(--navy));
}

.category-icon i {
  font-size: 1.5rem;
  color: white;
}

.expertise-category h4 {
  font-size: 1.25rem;
  color: var(--navy);
  margin-bottom: 1rem;
  font-weight: 700;
}

.category-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.category-list li {
  padding: 0.5rem 0;
  color: var(--text-secondary);
  font-size: 0.95rem;
  position: relative;
  padding-left: 1.5rem;
  transition: color 0.3s ease;
}

.category-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--cyan);
  font-weight: 700;
}

.expertise-category:hover .category-list li {
  color: var(--text-primary);
}

/* Partners showcase mejorado */
.partners-showcase {
  background: linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
  padding: 3rem;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-light);
  position: relative;
}

.partners-intro {
  text-align: center;
  margin-bottom: 3rem;
}

.partners-description {
  font-size: 1.125rem;
  color: var(--text-secondary);
  line-height: 1.6;
  max-width: 600px;
  margin: 0 auto;
}

.partners-container {
  margin-bottom: 3rem;
}

.partners-tier {
  margin-bottom: 3rem;
}

.tier-title {
  font-size: 1.125rem;
  color: var(--navy);
  font-weight: 600;
  text-align: center;
  margin-bottom: 2rem;
  position: relative;
}

.partners-tier-premium .tier-title {
  color: var(--cyan);
  font-size: 1.25rem;
}

/* Diseño simplificado de aseguradoras */
.partners-logos-premium,
.partners-logos-standard {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 1.5rem;
  justify-items: center;
  margin-bottom: 2rem;
}

.partner-simple {
  background: var(--white);
  padding: 1.25rem 1rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  text-align: center;
  transition: var(--transition-bounce);
  border: 2px solid var(--border-light);
  height: 120px;
  width: 100%;
  max-width: 140px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  position: relative;
  overflow: hidden;
  cursor: pointer;
}

.partner-simple::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gray-200);
  transition: all 0.3s ease;
}

.partner-simple:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.partner-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition-bounce);
  position: relative;
  flex-shrink: 0;
}

.partner-icon i {
  font-size: 1.4rem;
  color: white;
  transition: var(--transition);
}

.partner-simple:hover .partner-icon {
  transform: scale(1.15);
}

.partner-name {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--navy);
  text-align: center;
  line-height: 1.1;
  transition: var(--transition);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 100%;
}

.partner-simple:hover .partner-name {
  color: var(--navy-light);
  transform: translateY(-2px);
}

.qualitas-color {
  background: linear-gradient(135deg, #00b04f, #388e3c);
}

.partner-simple:hover .qualitas-color {
  box-shadow: 0 8px 20px rgba(0, 176, 79, 0.4);
}


.zurich-color {
  background: linear-gradient(135deg, #1976d2, #1565c0);
}

.partner-simple:hover .zurich-color {
  box-shadow: 0 8px 20px rgba(25, 118, 210, 0.4);
}

.hdi-color {
  background: linear-gradient(135deg, #ff7043, #f4511e);
}

.partner-simple:hover .hdi-color {
  box-shadow: 0 8px 20px rgba(255, 112, 67, 0.4);
}


/* Nuevas aseguradoras - Red de Aseguradoras */
.atlas-color {
  background: linear-gradient(135deg, #2c3e50, #34495e);
}

.partner-simple:hover .atlas-color {
  box-shadow: 0 8px 20px rgba(44, 62, 80, 0.4);
}

.plan-color {
  background: linear-gradient(135deg, #16a085, #1abc9c);
}

.partner-simple:hover .plan-color {
  box-shadow: 0 8px 20px rgba(22, 160, 133, 0.4);
}

.latino-color {
  background: linear-gradient(135deg, #f39c12, #e67e22);
}

.partner-simple:hover .latino-color {
  box-shadow: 0 8px 20px rgba(243, 156, 18, 0.4);
}

.banorte-color {
  background: linear-gradient(135deg, #c0392b, #e74c3c);
}

.partner-simple:hover .banorte-color {
  box-shadow: 0 8px 20px rgba(192, 57, 43, 0.4);
}

.bx-color {
  background: linear-gradient(135deg, #8e44ad, #9b59b6);
}

.partner-simple:hover .bx-color {
  box-shadow: 0 8px 20px rgba(142, 68, 173, 0.4);
}

.sura-color {
  background: linear-gradient(135deg, #27ae60, #2ecc71);
}

.partner-simple:hover .sura-color {
  box-shadow: 0 8px 20px rgba(39, 174, 96, 0.4);
}

.inbursa-color {
  background: linear-gradient(135deg, #2980b9, #3498db);
}

.partner-simple:hover .inbursa-color {
  box-shadow: 0 8px 20px rgba(41, 128, 185, 0.4);
}

.ana-color {
  background: linear-gradient(135deg, #7f8c8d, #95a5a6);
}

.partner-simple:hover .ana-color {
  box-shadow: 0 8px 20px rgba(127, 140, 141, 0.4);
}

.terrawind-color {
  background: linear-gradient(135deg, #34495e, #2c3e50);
}

.partner-simple:hover .terrawind-color {
  box-shadow: 0 8px 20px rgba(52, 73, 94, 0.4);
}

.metlife-color {
  background: linear-gradient(135deg, #e91e63, #ad1457);
}

.partner-simple:hover .metlife-color {
  box-shadow: 0 8px 20px rgba(233, 30, 99, 0.4);
}

/* Grid unificado para todas las aseguradoras */
.partners-logos-unified {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(140px, 1fr));
  gap: 1.5rem;
  justify-items: center;
  align-items: stretch;
  margin-bottom: 2rem;
  max-width: 1000px;
  margin-left: auto;
  margin-right: auto;
}

/* Efectos hover específicos por color */
.partner-simple:hover::before {
  height: 3px;
}

.partner-simple:hover .qualitas-color ~ * {
  color: #00b04f;
}

/* Logos standard mejorados */
.partners-logos-standard {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(130px, 1fr));
  gap: 2rem;
  justify-items: center;
  align-items: center;
  padding: 1rem 0;
}

.partner-compact {
  transition: var(--transition-bounce);
  padding: 1rem;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, var(--white) 0%, var(--gray-50) 100%);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border-light);
  position: relative;
  overflow: hidden;
}

.partner-compact::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--cyan), var(--navy));
  transform: scaleX(0);
  transition: transform 0.3s ease;
}

.partner-compact:hover::before {
  transform: scaleX(1);
}

.partner-compact:hover {
  transform: translateY(-4px) scale(1.05);
  box-shadow: var(--shadow-xl);
  border-color: var(--cyan);
  background: linear-gradient(135deg, var(--white) 0%, rgba(6, 182, 212, 0.05) 100%);
}

.partner-logo-compact {
  filter: drop-shadow(0 2px 6px rgba(0,0,0,0.1));
  transition: var(--transition);
  border-radius: 8px;
  overflow: hidden;
}

.partner-compact:hover .partner-logo-compact {
  filter: drop-shadow(0 4px 12px rgba(0,0,0,0.2));
  transform: scale(1.02);
}

/* Efectos específicos por compañía */

.partner-compact.zurich:hover {
  box-shadow: 0 8px 25px rgba(25, 118, 210, 0.3);
}

.partner-compact.hdi:hover {
  box-shadow: 0 8px 25px rgba(255, 112, 67, 0.3);
}

.partner-compact.bbva:hover {
  box-shadow: 0 8px 25px rgba(0, 68, 129, 0.3);
}

/* MAPFRE and CHUBB styles removed because the agent does not work with these companies */

/* Partners footer */
.partners-footer {
  border-top: 2px solid var(--gray-200);
  padding-top: 2rem;
}

.value-proposition {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.value-item {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1rem;
  background: rgba(59, 130, 246, 0.05);
  border-radius: var(--radius-lg);
  border-left: 3px solid var(--cyan);
}

.value-item i {
  font-size: 1.25rem;
  color: var(--navy);
  flex-shrink: 0;
}

.value-item span {
  font-weight: 500;
  color: var(--text-primary);
}

.cta-container {
  text-align: center;
}

.cta-container .btn {
  animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
  0%, 100% {
    box-shadow: var(--shadow-md);
  }
  50% {
    box-shadow: var(--shadow-glow), var(--shadow-xl);
  }
}

/* Responsive para carta moderna */
@media(max-width: 768px) {
  .carta-intro {
    grid-template-columns: 1fr;
    gap: 2rem;
    text-align: center;
  }
  
  .experience-badge {
    width: 100px;
    height: 100px;
    margin: 0 auto;
  }
  
  .badge-number {
    font-size: 1.75rem;
  }
  
  .carta-content h2 {
    font-size: 2rem;
    text-align: center;
  }
  
  .lead-enhanced {
    font-size: 1.125rem;
    text-align: center;
  }
  
  .trust-indicators {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
  
  .expertise-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
  
  .partners-showcase {
    padding: 2rem 1.5rem;
  }
  
  .partners-logos-premium {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
  
  .partners-logos-standard {
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
  }
  
  .value-proposition {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
  
  .value-item {
    padding: 0.875rem;
  }
}

@media(max-width: 480px) {
  .partners-logos-standard {
    grid-template-columns: 1fr;
  }
  
  .partner-card {
    padding: 1rem;
    min-height: 120px;
  }
  
  .carta-content h2 {
    font-size: 1.75rem;
  }
  
  .section-subtitle {
    font-size: 1.75rem;
  }
}

/* Responsive para diseño simplificado de aseguradoras */
@media(max-width: 1024px) {
  .partners-logos-unified {
    grid-template-columns: repeat(5, 1fr);
    gap: 1.25rem;
  }
}

@media(max-width: 768px) {
  .partners-logos-unified {
    grid-template-columns: repeat(4, 1fr);
    gap: 1rem;
  }
  
  .partner-simple {
    height: 100px;
    max-width: 120px;
    padding: 1rem 0.75rem;
  }
  
  .partner-icon {
    width: 40px;
    height: 40px;
  }
  
  .partner-icon i {
    font-size: 1.2rem;
  }
  
  .partner-name {
    font-size: 0.7rem;
    line-height: 1.0;
  }
}

@media(max-width: 520px) {
  .partners-logos-unified {
    grid-template-columns: repeat(3, 1fr);
    gap: 0.875rem;
  }
  
  .partner-simple {
    height: 90px;
    max-width: 110px;
    padding: 0.875rem 0.5rem;
  }
  
  .partner-icon {
    width: 36px;
    height: 36px;
  }
  
  .partner-icon i {
    font-size: 1.1rem;
  }
  
  .partner-name {
    font-size: 0.65rem;
  }
}

@media(max-width: 380px) {
  .partners-logos-unified {
    grid-template-columns: repeat(2, 1fr);
    gap: 0.75rem;
  }
  
  .partner-simple {
    height: 85px;
    max-width: 100px;
    padding: 0.75rem 0.5rem;
  }
  
  .partner-name {
    font-size: 0.6rem;
  }
}

/* Responsive para las secciones existentes */
@media(max-width: 768px) {
  .additional-grid {
    grid-template-columns: 1fr;
  }
  
  .comparison-grid {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
  
  .comparison-card {
    padding: 1.5rem;
  }
  
  .agent-info {
    gap: 1.5rem;
  }
  
  .credential-item {
    padding: 1rem;
  }
  
  /* Estilos responsivos para el componente de coberturas */
  .coverage-tabs {
    margin-top: 1.5rem;
    border-radius: 12px;
  }
  
  .tab-buttons::before {
    display: none;
  }
  
  .tab-buttons {
    padding: 4px;
    gap: 4px;
  }
  
  .tab-buttons {
    padding: 6px;
    gap: 6px;
  }
  
  .tab-buttons {
    gap: 12px;
    padding: 16px;
    flex-wrap: wrap;
  }
  
  .tab-btn {
    width: 100px;
    height: 85px;
    font-size: 0.7rem;
    gap: 0.3rem;
    border-radius: 12px;
  }
  
  .tab-btn i {
    font-size: 1.1rem;
    width: 20px;
    height: 20px;
  }
  
  .tab-btn span {
    font-size: 0.65rem;
    line-height: 1.0;
    letter-spacing: 0.025em;
    max-height: 2em;
  }
  
  .tab-btn:hover {
    transform: translateY(-2px) scale(1.01);
  }
  
  .tab-btn.active {
    transform: translateY(-3px);
  }
  
  .coverage-content {
    padding: 1.5rem;
  }
  
  .coverage-info h3 {
    font-size: 1.5rem;
    margin-bottom: 1.5rem;
  }
  
  .coverage-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
    margin-bottom: 2rem;
  }
  
  .coverage-column {
    padding: 1.25rem;
  }
  
  .coverage-column h4 {
    font-size: 1.125rem;
  }
  
  .coverage-amounts {
    padding: 1.5rem;
    text-align: left;
  }
  
  .coverage-amounts h4 {
    font-size: 1.25rem;
  }
  
  .coverage-amounts h4::before {
    font-size: 1.1rem;
  }
  
  .coverage-amounts p {
    font-size: 0.95rem;
    margin-bottom: 1.25rem;
  }
  
  .coverage-cta {
    font-size: 0.85rem;
    padding: 0.7rem 1.1rem;
    width: 100%;
    justify-content: center;
  }
  
  .tab-btn {
    padding: 0.75rem 1rem;
    font-size: 0.9rem;
  }
  
  .coverage-amounts {
    padding: 1rem;
  }
}

/* =================================================================
   PROCESO DE CONTRATACIÓN - DISEÑO MODERNO
   ================================================================= */

/* Encabezado de proceso */
.process-header {
  text-align: center;
  margin-bottom: 4rem;
  position: relative;
}

.process-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: linear-gradient(135deg, var(--primary-blue), var(--secondary-blue));
  color: white;
  padding: 0.5rem 1.5rem;
  border-radius: 50px;
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 1.5rem;
  box-shadow: 0 4px 15px rgba(30, 58, 138, 0.3);
}

.process-badge i {
  font-size: 1.1rem;
}

.lead-modern {
  font-size: 1.25rem;
  color: #666;
  max-width: 600px;
  margin: 1rem auto 0;
  line-height: 1.6;
}

/* Timeline del proceso */
.process-timeline {
  position: relative;
  margin: 3rem 0 5rem;
}

.process-timeline::before {
  content: '';
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
  width: 3px;
  height: calc(100% - 100px);
  background: linear-gradient(180deg, var(--primary-blue), var(--secondary-blue));
  border-radius: 3px;
  z-index: 1;
}

.timeline-step {
  display: flex;
  align-items: center;
  margin-bottom: 4rem;
  position: relative;
}

.timeline-step:nth-child(odd) {
  flex-direction: row-reverse;
}

.timeline-step:nth-child(odd) .step-content {
  text-align: right;
  margin-right: 0;
  margin-left: 2rem;
}

.timeline-step:nth-child(even) .step-content {
  margin-left: 0;
  margin-right: 2rem;
}

.step-icon {
  position: relative;
  width: 80px;
  height: 80px;
  background: linear-gradient(135deg, var(--primary-blue), var(--secondary-blue));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 25px rgba(30, 58, 138, 0.4);
  z-index: 2;
  flex-shrink: 0;
}

.step-icon i {
  color: white;
  font-size: 1.8rem;
}

.step-number {
  position: absolute;
  bottom: -8px;
  right: -8px;
  width: 30px;
  height: 30px;
  background: #ff6b6b;
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
  border: 3px solid white;
  box-shadow: 0 3px 10px rgba(255, 107, 107, 0.4);
}

.step-content {
  flex: 1;
  max-width: 400px;
}

.step-content h3 {
  margin: 0 0 0.5rem 0;
  font-size: 1.4rem;
  font-weight: 700;
  color: #333;
}

.step-content p {
  margin: 0 0 1rem 0;
  color: #666;
  line-height: 1.6;
}

.step-time {
  display: inline-block;
  background: #f8f9fa;
  padding: 0.25rem 0.75rem;
  border-radius: 20px;
  font-size: 0.85rem;
  color: #495057;
  font-weight: 600;
  border: 1px solid #e9ecef;
}

/* Calculadora moderna */
.calc-modern-container {
  margin-top: 5rem;
}

.calc-modern-grid {
  display: grid;
  grid-template-columns: 1fr 400px;
  gap: 3rem;
  align-items: start;
}

.calc-card-modern {
  background: linear-gradient(145deg, #ffffff, #f8f9fa);
  border-radius: 20px;
  padding: 2.5rem;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.8);
  position: relative;
  overflow: hidden;
}

.calc-card-modern::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary-blue), var(--secondary-blue), var(--primary-blue));
  background-size: 200% 100%;
  animation: gradientShift 3s ease infinite;
}

@keyframes gradientShift {
  0%, 100% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
}

.calc-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 2rem;
}

.calc-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--primary-blue), var(--secondary-blue));
  border-radius: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 20px rgba(30, 58, 138, 0.3);
}

.calc-icon i {
  color: white;
  font-size: 1.5rem;
}

.calc-title h3 {
  margin: 0 0 0.25rem 0;
  font-size: 1.4rem;
  font-weight: 700;
  color: #333;
}

.calc-title p {
  margin: 0;
  color: #666;
  font-size: 0.95rem;
}

.input-group-modern {
  margin-bottom: 1.5rem;
}

.input-label-modern {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 0.5rem;
  font-weight: 600;
  color: #333;
  font-size: 0.95rem;
}

.input-label-modern i {
  color: var(--primary-blue);
  width: 16px;
}

.input-modern {
  width: 100%;
  padding: 1rem 1.25rem;
  border: 2px solid #e9ecef;
  border-radius: 12px;
  font-size: 1rem;
  transition: all 0.3s ease;
  background: white;
}

.input-modern:focus {
  outline: none;
  border-color: var(--primary-blue);
  box-shadow: 0 0 0 3px rgba(30, 58, 138, 0.1);
  transform: translateY(-2px);
}

.btn-calc-modern {
  width: 100%;
  padding: 1.25rem 2rem;
  background: linear-gradient(135deg, var(--primary-blue), var(--secondary-blue));
  color: white;
  border: none;
  border-radius: 12px;
  font-size: 1.1rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  cursor: pointer;
  transition: all 0.3s ease;
  margin-top: 1rem;
  box-shadow: 0 8px 20px rgba(30, 58, 138, 0.3);
}

.btn-calc-modern:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 30px rgba(102, 126, 234, 0.4);
}

.btn-calc-modern:active {
  transform: translateY(-1px);
}

.calc-result-modern {
  margin-top: 2rem;
}

/* Info cards modernas */
.calc-info-modern {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.info-card {
  background: white;
  border-radius: 15px;
  padding: 2rem;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
  border: 1px solid rgba(0, 0, 0, 0.05);
  transition: all 0.3s ease;
}

.info-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.12);
}

.info-card.accent {
  background: linear-gradient(135deg, var(--gray-50), var(--white));
  border: 2px solid var(--primary-blue);
}

.info-icon {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--accent-blue), var(--primary-blue-light));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
}

.info-card.accent .info-icon {
  background: linear-gradient(135deg, var(--primary-blue), var(--secondary-blue));
}

.info-icon i {
  color: white;
  font-size: 1.2rem;
}

.info-card h4 {
  margin: 0 0 1rem 0;
  font-size: 1.2rem;
  font-weight: 700;
  color: #333;
}

.info-features {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.feature-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.9rem;
}

.feature-item i {
  color: #28a745;
  flex-shrink: 0;
}

.btn-contact-modern {
  width: 100%;
  padding: 1rem 1.5rem;
  background: linear-gradient(135deg, #25d366, #128c7e);
  color: white;
  border: none;
  border-radius: 10px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  cursor: pointer;
  transition: all 0.3s ease;
  margin-top: 1.5rem;
  text-decoration: none;
  font-size: 0.95rem;
}

.btn-contact-modern:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(37, 211, 102, 0.3);
}

/* Responsive Design */
@media (max-width: 1024px) {
  .calc-modern-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  
  .calc-info-modern {
    flex-direction: row;
  }
}

@media (max-width: 768px) {
  .process-timeline::before {
    left: 40px;
  }
  
  .timeline-step {
    flex-direction: row !important;
  }
  
  .timeline-step:nth-child(odd) .step-content,
  .timeline-step:nth-child(even) .step-content {
    text-align: left;
    margin-left: 2rem;
    margin-right: 0;
  }
  
  .step-icon {
    width: 60px;
    height: 60px;
  }
  
  .step-icon i {
    font-size: 1.4rem;
  }
  
  .calc-info-modern {
    flex-direction: column;
  }
  
  .calc-card-modern {
    padding: 2rem 1.5rem;
  }
  
  .info-card {
    padding: 1.5rem;
  }
}

/* =================================================================
   TESTIMONIOS Y CASOS DE ÉXITO
   ================================================================= */
.testimonios {
  background: linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
  margin-bottom: 3rem;
}

.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 2rem;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border-light);
  position: relative;
  transition: var(--transition-bounce);
}

.testimonial-card.featured {
  border: 2px solid var(--cyan);
  transform: scale(1.02);
}

.testimonial-card:hover {
  transform: translateY(-8px) scale(1.02);
  box-shadow: var(--shadow-xl);
}

.testimonial-card.featured:hover {
  transform: translateY(-8px) scale(1.04);
}

.testimonial-content {
  display: flex;
  flex-direction: column;
  height: 100%;
}

.stars {
  margin-bottom: 1rem;
  font-size: 1.2rem;
}

.testimonial-card blockquote {
  font-style: italic;
  font-size: 1.1rem;
  line-height: 1.6;
  color: var(--text-primary);
  margin: 0 0 1.5rem 0;
  flex-grow: 1;
  position: relative;
}

.testimonial-card blockquote:before {
  /* Removed decorative opening quotation mark shown in the design */
  content: none;
  display: none;
}

.testimonial-card cite {
  font-style: normal;
  border-top: 1px solid var(--gray-200);
  padding-top: 1rem;
  margin-top: auto;
  display: none; /* Ocultar cite ya que no hay nombres */
}

.testimonial-card cite strong {
  color: var(--navy);
  font-size: 1.1rem;
  display: block;
  margin-bottom: 0.25rem;
}

.testimonial-card cite span {
  color: var(--text-muted);
  font-size: 0.9rem;
}

/* Métricas de éxito */
.success-metrics {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
  padding: 2rem;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-xl);
  color: white;
}

.metric-item {
  text-align: center;
  padding: 1rem;
}

.metric-number {
  font-size: 3rem;
  font-weight: 800;
  color: var(--cyan-light);
  line-height: 1;
  margin-bottom: 0.5rem;
  display: block;
}

.metric-label {
  font-size: 0.9rem;
  opacity: 0.9;
  line-height: 1.3;
}

/* =================================================================
   GUÍA EDUCATIVA DE SEGUROS
   ================================================================= */
.guia-seguros {
  background: var(--white);
}

.guide-tabs {
  margin-top: 3rem;
}

.guide-tabs .tab-buttons {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 2rem;
  justify-content: center;
  background: var(--gray-100);
  padding: 0.5rem;
  border-radius: var(--radius-lg);
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
}

.guide-tabs .tab-btn {
  background: transparent;
  border: none;
  padding: 1rem 1.5rem;
  border-radius: var(--radius);
  font-weight: 700;
  color: var(--text-secondary);
  cursor: pointer;
  transition: var(--transition);
  flex: 1;
  font-size: 0.95rem;
}

.guide-tabs .tab-btn.active {
  background: var(--white);
  color: var(--navy);
  box-shadow: var(--shadow-sm);
}

.guide-content {
  margin-top: 2rem;
}

.guide-panel {
  display: none;
}

.guide-panel.active {
  display: block;
  animation: fadeIn 0.3s ease-in-out;
}

.guide-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
  gap: 2rem;
}

.guide-card {
  background: linear-gradient(135deg, var(--white) 0%, var(--gray-50) 100%);
  border-radius: var(--radius-xl);
  padding: 2rem;
  border: 1px solid var(--border-light);
  transition: var(--transition-bounce);
  position: relative;
  overflow: hidden;
}

.guide-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
  border-color: var(--cyan);
}

.guide-card h3 {
  font-size: 1.2rem;
  margin-bottom: 1.5rem;
  color: var(--navy);
  font-weight: 700;
  line-height: 1.3;
}

.priority-list {
  margin-bottom: 1.5rem;
}

.priority-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.75rem 1rem;
  margin-bottom: 0.5rem;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.9rem;
  transition: var(--transition);
}

.priority-item.high {
  background: linear-gradient(135deg, rgba(239, 68, 68, 0.1) 0%, rgba(239, 68, 68, 0.05) 100%);
  border-left: 4px solid #ef4444;
  color: #dc2626;
}

.priority-item.medium {
  background: linear-gradient(135deg, rgba(245, 158, 11, 0.1) 0%, rgba(245, 158, 11, 0.05) 100%);
  border-left: 4px solid #f59e0b;
  color: #d97706;
}

.priority-item.low {
  background: linear-gradient(135deg, rgba(34, 197, 94, 0.1) 0%, rgba(34, 197, 94, 0.05) 100%);
  border-left: 4px solid #22c55e;
  color: #16a34a;
}

.guide-card p {
  margin: 0;
  padding: 1rem;
  background: rgba(59, 130, 246, 0.05);
  border-radius: var(--radius);
  font-size: 0.95rem;
  color: var(--navy);
  border-left: 3px solid var(--cyan);
}

/* Guía CTA */
.guide-cta {
  margin-top: 3rem;
  padding: 3rem;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-xl);
  text-align: center;
  color: white;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.cta-content h3 {
  font-size: 1.5rem;
  margin-bottom: 0.75rem;
  color: white;
}

.cta-content p {
  font-size: 1.1rem;
  opacity: 0.9;
  margin: 0;
  line-height: 1.5;
}

.guide-cta .btn {
  min-width: 280px;
  flex-shrink: 0;
}

/* Responsive para nuevas secciones */
@media(max-width: 768px) {
  .testimonials-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
  
  .success-metrics {
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
    padding: 1.5rem;
  }
  
  .metric-number {
    font-size: 2.5rem;
  }
  
  .guide-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
  
  .guide-card {
    padding: 1.5rem;
  }
  
  .guide-cta {
    flex-direction: column;
    text-align: center;
    padding: 2rem;
  }
  
  .guide-cta .btn {
    min-width: auto;
    width: 100%;
  }
  
  .guide-tabs .tab-btn {
    padding: 0.75rem 1rem;
    font-size: 0.9rem;
  }
}

@media(max-width: 480px) {
  .success-metrics {
    grid-template-columns: 1fr;
  }
  
  .metric-number {
    font-size: 2rem;
  }
  
  .testimonial-card {
    padding: 1.5rem;
  }
  
  .testimonial-card blockquote {
    font-size: 1rem;
  }
  
  .guide-tabs .tab-buttons {
    padding: 0.25rem;
  }
  
  .guide-tabs .tab-btn {
    padding: 0.75rem 0.75rem;
    font-size: 0.85rem;
  }
}

/* =================================================================
   CENTRO DE RECURSOS Y CONOCIMIENTO
   ================================================================= */
.recursos {
  background: linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
}

.recursos-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
}

.recurso-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 2rem;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border-light);
  transition: var(--transition-bounce);
  position: relative;
  display: flex;
  flex-direction: column;
  height: 100%;
}

.recurso-card.destacado {
  border: 2px solid var(--cyan);
  background: linear-gradient(135deg, var(--white) 0%, rgba(6, 182, 212, 0.02) 100%);
}

.recurso-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
  border-color: var(--navy-light);
}

.recurso-card.destacado:hover {
  border-color: var(--cyan);
  box-shadow: var(--shadow-xl), 0 0 20px rgba(6, 182, 212, 0.3);
}

.recurso-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  transition: var(--transition-bounce);
}

.recurso-card.destacado .recurso-icon {
  background: linear-gradient(135deg, var(--cyan) 0%, var(--navy-light) 100%);
}

.recurso-icon i {
  font-size: 1.5rem;
  color: white;
}

.recurso-card:hover .recurso-icon {
  transform: scale(1.1) rotate(5deg);
}

.recurso-card h3 {
  font-size: 1.2rem;
  color: var(--navy);
  margin-bottom: 1rem;
  font-weight: 700;
  line-height: 1.3;
}

.recurso-card p {
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.recurso-meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.5rem;
  padding-top: 1rem;
  border-top: 1px solid var(--gray-200);
}

.meta-tag {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: white;
  padding: 0.25rem 0.75rem;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 600;
}

.recurso-card.destacado .meta-tag {
  background: linear-gradient(135deg, var(--cyan) 0%, var(--navy) 100%);
}

.meta-time {
  color: var(--text-muted);
  font-size: 0.85rem;
  font-weight: 500;
}

.recurso-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: white;
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius-lg);
  font-weight: 700;
  transition: var(--transition-bounce);
  font-size: 0.9rem;
  margin-top: auto;
}

.recurso-card.destacado .recurso-cta {
  background: linear-gradient(135deg, var(--cyan) 0%, var(--navy-light) 100%);
}

.recurso-cta:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

/* Estadísticas del centro de recursos */
.recursos-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 2rem;
  margin-top: 4rem;
  padding: 2rem;
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 100%);
  border-radius: var(--radius-xl);
  color: white;
}

.stat-item {
  text-align: center;
}

.stat-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--cyan-light);
  line-height: 1;
  margin-bottom: 0.5rem;
  display: block;
}

.stat-label {
  font-size: 0.9rem;
  opacity: 0.9;
  line-height: 1.3;
}

/* Responsive para centro de recursos */
@media(max-width: 768px) {
  .recursos-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
  
  .recurso-card {
    padding: 1.5rem;
  }
  
  .recursos-stats {
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
    padding: 1.5rem;
  }
  
  .stat-number {
    font-size: 2rem;
  }
}

@media(max-width: 480px) {
  .recursos-stats {
    grid-template-columns: 1fr;
  }
  
  .recurso-card {
    padding: 1.25rem;
  }
  
  .recurso-card h3 {
    font-size: 1.1rem;
  }
}

/* =================================================================
   MODALES DE HERRAMIENTAS INTERACTIVAS
   ================================================================= */
.herramienta-modal .modal-panel {
  max-width: 800px;
  max-height: 90vh;
  overflow-y: auto;
}

.herramienta-panel h3 {
  color: var(--navy);
  margin-bottom: 2rem;
  font-size: 1.5rem;
  text-align: center;
  border-bottom: 2px solid var(--cyan);
  padding-bottom: 1rem;
}

/* Formularios de herramientas */
.calc-form, .simulador-form {
  margin-bottom: 2rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1rem;
}

.form-group {
  margin-bottom: 1.5rem;
}

.form-group label {
  display: block;
  margin-bottom: 0.5rem;
  font-weight: 600;
  color: var(--navy);
}

.form-input {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 2px solid var(--border-light);
  border-radius: var(--radius);
  font-size: 1rem;
  transition: var(--transition);
  background: var(--white);
}

.form-input:focus {
  outline: none;
  border-color: var(--cyan);
  box-shadow: 0 0 0 3px rgba(6, 182, 212, 0.1);
}

.calc-btn {
  width: 100%;
  margin-top: 1rem;
  padding: 1rem 2rem;
  font-size: 1.1rem;
}

/* Resultados de calculadoras */
.calc-resultado, .simulador-resultados {
  background: linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
  border-radius: var(--radius-lg);
  padding: 2rem;
  margin-top: 2rem;
  border: 1px solid var(--border-light);
}

.resultado-header h4 {
  color: var(--navy);
  margin-bottom: 1.5rem;
  font-size: 1.25rem;
}

.resultado-principal {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.5rem;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-lg);
  margin-bottom: 1.5rem;
  color: white;
}

.resultado-label {
  font-size: 1.1rem;
  font-weight: 600;
}

.resultado-valor {
  font-size: 2rem;
  font-weight: 800;
  color: var(--cyan-light);
}

.resultado-detalles {
  display: grid;
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}

.detalle-item {
  padding: 0.75rem 1rem;
  background: var(--white);
  border-radius: var(--radius);
  border-left: 4px solid var(--cyan);
}

.productos-recomendados {
  margin-bottom: 2rem;
}

.productos-recomendados h5 {
  color: var(--navy);
  margin-bottom: 1rem;
  font-size: 1.1rem;
}

.producto-rec {
  padding: 0.75rem 1rem;
  background: rgba(6, 182, 212, 0.05);
  border-radius: var(--radius);
  margin-bottom: 0.5rem;
  border-left: 3px solid var(--cyan);
}

/* Checklist Auto */
.checklist-intro {
  text-align: center;
  margin-bottom: 2rem;
  padding: 1.5rem;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-lg);
  color: white;
}

.checklist-score {
  margin-top: 1rem;
}

.score-number {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--cyan-light);
}

.checklist-items {
  margin-bottom: 2rem;
}

.checklist-item {
  margin-bottom: 1rem;
  transition: var(--transition);
}

.checklist-item[data-priority="alta"] {
  border-left: 4px solid #ef4444;
}

.checklist-item[data-priority="media"] {
  border-left: 4px solid #f59e0b;
}

.checklist-item[data-priority="baja"] {
  border-left: 4px solid #22c55e;
}

.checklist-label {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1rem;
  background: var(--white);
  border-radius: var(--radius);
  cursor: pointer;
  transition: var(--transition);
  border: 2px solid var(--border-light);
}

.checklist-label:hover {
  background: var(--gray-50);
  border-color: var(--cyan);
}

.checklist-checkbox {
  width: 20px;
  height: 20px;
  margin: 0;
  cursor: pointer;
}

.checkmark {
  width: 20px;
  height: 20px;
  border: 2px solid var(--gray-400);
  border-radius: 4px;
  position: relative;
  transition: var(--transition);
}

.checklist-checkbox:checked + .checkmark {
  background: var(--cyan);
  border-color: var(--cyan);
}

.checklist-checkbox:checked + .checkmark:after {
  content: '✓';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  color: white;
  font-weight: bold;
  font-size: 12px;
}

.item-content strong {
  color: var(--navy);
  display: block;
  margin-bottom: 0.25rem;
}

.item-content small {
  color: var(--text-muted);
  font-size: 0.85rem;
}

.checklist-resultado {
  text-align: center;
  padding: 2rem;
  background: linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
  border-radius: var(--radius-lg);
}

.resultado-feedback h4 {
  color: var(--navy);
  margin-bottom: 1rem;
}

/* Simulador GMM */
.comparacion-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 1rem;
  margin-bottom: 2rem;
}

.aseguradora-precio {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 1.5rem 1rem;
  text-align: center;
  border: 2px solid var(--border-light);
  transition: var(--transition);
  position: relative;
}

.aseguradora-precio.destacado {
  border-color: var(--cyan);
  background: linear-gradient(135deg, var(--white) 0%, rgba(6, 182, 212, 0.05) 100%);
  transform: scale(1.05);
}

.aseguradora-precio:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.aseg-logo {
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 0.75rem;
  font-size: 1.1rem;
}

.aseg-precio {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--cyan);
  margin-bottom: 1rem;
}

.aseg-beneficios {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.beneficio {
  font-size: 0.8rem;
  color: var(--text-secondary);
}

.precio-badge {
  position: absolute;
  top: -10px;
  right: -10px;
  background: var(--cyan);
  color: white;
  padding: 0.25rem 0.75rem;
  border-radius: 999px;
  font-size: 0.7rem;
  font-weight: 600;
}

.ahorro-anual {
  text-align: center;
  padding: 1.5rem;
  background: linear-gradient(135deg, #22c55e 0%, #16a34a 100%);
  border-radius: var(--radius-lg);
  color: white;
  margin-bottom: 2rem;
}

.ahorro-label {
  font-size: 1rem;
  margin-right: 1rem;
}

.ahorro-valor {
  font-size: 1.5rem;
  font-weight: 800;
}

.calc-cta, .simulador-cta {
  text-align: center;
  margin-top: 2rem;
}

/* Estilos para productos recomendados mejorados */
.productos-recomendados h5 {
  color: var(--navy);
  margin-bottom: 1.5rem;
  font-size: 1.2rem;
  text-align: center;
  padding-bottom: 0.75rem;
  border-bottom: 2px solid var(--accent-color);
}

.producto-rec {
  background: linear-gradient(135deg, var(--gray-50) 0%, white 100%);
  border: 1px solid var(--gray-200);
  border-radius: 8px;
  padding: 1rem;
  margin-bottom: 0.75rem;
  transition: all 0.3s ease;
}

.producto-rec:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
  border-color: var(--primary-color);
}

.producto-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.5rem;
}

.producto-header strong {
  color: var(--navy);
  font-size: 0.95rem;
}

.precio-producto {
  background: var(--primary-color);
  color: white;
  padding: 0.25rem 0.75rem;
  border-radius: 20px;
  font-size: 0.85rem;
  font-weight: 700;
}

.beneficios-producto {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 0.5rem;
}

.beneficio-tag {
  background: var(--accent-color);
  color: white;
  padding: 0.2rem 0.6rem;
  border-radius: 12px;
  font-size: 0.75rem;
  font-weight: 500;
}

/* Nota metodológica */
.calc-nota-metodologica {
  background: linear-gradient(135deg, var(--gray-50) 0%, #f0f9ff 100%);
  border: 1px solid #bae6fd;
  border-radius: 8px;
  padding: 1.5rem;
  margin: 2rem 0;
  color: var(--text-color);
}

.calc-nota-metodologica h6 {
  color: var(--navy);
  margin: 0 0 1rem 0;
  font-size: 1rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.calc-nota-metodologica p {
  margin: 0 0 0.75rem 0;
  font-weight: 600;
  color: var(--navy);
}

.calc-nota-metodologica ul {
  margin: 0 0 1rem 0;
  padding-left: 1.25rem;
}

.calc-nota-metodologica li {
  margin-bottom: 0.5rem;
  line-height: 1.4;
}

.calc-nota-metodologica strong {
  color: var(--primary-color);
}

.calc-nota-metodologica small {
  display: block;
  margin-top: 1rem;
  padding-top: 1rem;
  border-top: 1px solid #bae6fd;
  font-style: italic;
  color: var(--text-muted);
  text-align: center;
}

/* Responsive para productos recomendados */
@media(max-width: 768px) {
  .producto-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.5rem;
  }
  
  .beneficios-producto {
    justify-content: center;
  }
  
  .calc-nota-metodologica {
    padding: 1rem;
    font-size: 0.9rem;
  }
  
  .calc-nota-metodologica ul {
    padding-left: 1rem;
  }
}

/* Responsive para modales */
@media(max-width: 768px) {
  .herramienta-modal .modal-panel {
    margin: 1rem;
    padding: 1.5rem;
  }
  
  .form-row {
    grid-template-columns: 1fr;
  }
  
  .resultado-principal {
    flex-direction: column;
    text-align: center;
    gap: 0.75rem;
  }
  
  .resultado-valor {
    font-size: 1.75rem;
  }
  
  .comparacion-grid {
    grid-template-columns: 1fr;
  }
  
  .aseguradora-precio.destacado {
    transform: none;
  }
}

/* =================================================================
   FINALIZACION DEL SISTEMA ESTANDARIZADO
   ================================================================= */

/* Variaciones adicionales de badges por sección */
.nosotros .section-badge {
  background: linear-gradient(135deg, #6f42c1, #e83e8c);
}

.ventajas .section-badge {
  background: linear-gradient(135deg, #fd7e14, #ffc107);
}

.beneficios .section-badge {
  background: linear-gradient(135deg, #28a745, #20c997);
}

.faq .section-badge {
  background: linear-gradient(135deg, #17a2b8, #6610f2);
}

.proceso .section-badge {
  background: linear-gradient(135deg, #fd7e14, #e83e8c);
}

/* =================================================================
   EFECTOS GLOBALES Y ANIMACIONES
   ================================================================= */

/* Transiciones suaves para todos los elementos interactivos */
* {
  transition: background-color 0.3s ease, color 0.3s ease, transform 0.3s ease, box-shadow 0.3s ease;
}

/* Efecto de enfoque mejorado */
*:focus-visible {
  outline: 2px solid var(--primary-blue);
  outline-offset: 2px;
  border-radius: 4px;
}

/* Scroll suave para toda la página */
html {
  scroll-behavior: smooth;
}

/* Mejoras de accesibilidad */
@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  
  html {
    scroll-behavior: auto;
  }
}

/* Efectos de hover globales mejorados */
.section:hover {
  background: linear-gradient(180deg, rgba(102, 126, 234, 0.02), rgba(248,249,250,0.5));
}

.section:nth-child(even):hover {
  background: linear-gradient(180deg, rgba(118, 75, 162, 0.02), rgba(255,255,255,0.5));
}

/* =================================================================
   ESTILOS ADICIONALES PARA ESTANDARIZACIÓN COMPLETA
   ================================================================= */

.proceso .section-badge {
  background: linear-gradient(135deg, #fd7e14, #e83e8c);
}

/* Transiciones suaves globales */
* {
  transition: background-color 0.3s ease, color 0.3s ease, transform 0.3s ease, box-shadow 0.3s ease;
}

/* Mejoras tipográficas */
body {
  font-feature-settings: 'kern' 1;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Scroll suave */
html {
  scroll-behavior: smooth;
}

/* Accesibilidad para movimiento reducido */
@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  
  html {
    scroll-behavior: auto;
  }
}

/* =================================================================
   FINALIZACION DE ESTANDARIZACION AZUL
   ================================================================= */

/* Estados de elementos interactivos con azul */
.nav-link:hover,
.footer-links a:hover {
  color: var(--primary-blue-light) !important;
}

/* Bordes y líneas decorativas (removed gradient to eliminate right-side stripe) */
.section::before {
  content: '';
  position: absolute;
  inset: 0; /* keep pseudo-element positioned but invisible */
  background: transparent; /* disabled gradient */
  pointer-events: none;
}

/* Elementos de feedback con paleta azul */
.success-message {
  background: linear-gradient(135deg, var(--accent-blue), var(--primary-blue-light));
  color: white;
}

.info-message {
  background: linear-gradient(135deg, var(--primary-blue-light), var(--accent-blue));
  color: white;
}

/* Scrollbars personalizados con azul */
::-webkit-scrollbar {
  width: 8px;
}

::-webkit-scrollbar-track {
  background: var(--gray-100);
}

::-webkit-scrollbar-thumb {
  background: linear-gradient(180deg, var(--primary-blue), var(--secondary-blue));
  border-radius: 4px;
}

::-webkit-scrollbar-thumb:hover {
  background: linear-gradient(180deg, var(--secondary-blue), var(--accent-blue));
}

/* Selección de texto con colores azules */
::selection {
  background: var(--primary-blue-light);
  color: white;
}

::-moz-selection {
  background: var(--primary-blue-light);
  color: white;
}



/* Fondos alternos para secciones */
.section:nth-child(even) {
  background: linear-gradient(180deg, rgba(248,249,250,0.6), rgba(255,255,255,0.3));
}

/* Animaciones sutiles para badges */
.section-badge {
  animation: badgeFloat 4s ease-in-out infinite;
}

@keyframes badgeFloat {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-3px); }
}

/* Efectos hover para encabezados */
.section-header:hover .section-badge {
  animation-play-state: paused;
  transform: translateY(-2px) scale(1.03);
  box-shadow: 0 6px 25px rgba(30, 58, 138, 0.4);
}

/* Efectos hover adicionales para elementos azules */
.btn-calc-modern:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 30px rgba(30, 58, 138, 0.4);
}

.step-number {
  background: var(--accent-blue);
  box-shadow: 0 3px 10px rgba(6, 182, 212, 0.4);
}

.brand-logo-container:hover {
  box-shadow: 0 8px 25px rgba(30, 58, 138, 0.3);
}

/* Consistencia para contenedores narrow */
.section .container.narrow {
  max-width: 800px;
  margin: 0 auto;
  padding-left: 1rem;
  padding-right: 1rem;
}

/* Mejoras responsive finales */
/* =================================================================
   RESPONSIVE DESIGN ESTANDARIZADO
   ================================================================= */

@media (max-width: 768px) {
  /* Secciones generales */
  .section-header {
    margin-bottom: 2.5rem;
  }
  
  .section-badge {
    font-size: 0.85rem;
    padding: 0.4rem 1.2rem;
    margin-bottom: 1rem;
  }
  
  .section-description {
    font-size: 1.1rem;
    max-width: 90%;
  }
  
  /* Hero responsive */
  .hero {
    padding: 3rem 0;
  }
  
  .hero-title {
    font-size: 2.2rem;
  }
  
  .hero-description {
    font-size: 1.1rem;
  }
  
  .hero-content {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  
  /* Header responsive */
  .brand-logo-container {
    width: 40px;
    height: 40px;
  }
  
  .brand-text {
    font-size: 0.9rem;
  }
  
  /* Footer responsive */
  .footer-inner {
    flex-direction: column;
    text-align: center;
    gap: 1.5rem;
  }
  
  .footer-contact {
    text-align: center;
  }
  
  .footer-links {
    justify-content: center;
  }
  
  .link-whatsapp {
    padding: 1rem 2rem;
    font-size: 1rem;
  }
}

/* Indicador de progreso de scroll (barra superior) */
.scroll-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 4px;
  width: 0%;
  background: linear-gradient(90deg, var(--primary-blue), var(--accent-blue));
  z-index: 9999;
  transition: width 0.12s linear;
}

/* Botón volver arriba */
.scroll-to-top {
  position: fixed;
  bottom: 30px;
  right: 30px;
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary-blue), var(--secondary-blue));
  color: #fff;
  border: none;
  border-radius: 50%;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  box-shadow: 0 6px 24px rgba(30, 58, 138, 0.25);
  transform: translateY(100px);
  opacity: 0;
  transition: all 0.32s cubic-bezier(0.2, 0.8, 0.2, 1);
  z-index: 10000;
}

.scroll-to-top.visible {
  transform: translateY(0);
  opacity: 1;
}

.scroll-to-top:hover {
  transform: translateY(-6px) scale(1.05);
}

/* Indicador offline */
.offline-indicator {
  position: fixed;
  top: 70px;
  left: 50%;
  transform: translateX(-50%);
  background: #dc3545;
  color: white;
  padding: 8px 14px;
  border-radius: 10px;
  font-size: 0.95rem;
  z-index: 10000;
  display: none;
  box-shadow: 0 6px 20px rgba(0,0,0,0.12);
}

.offline-indicator.show {
  display: block;
  animation: slideInDown 0.28s ease-out;
}